Treasury Management & Card Sales Officer

As a   Treasury Management   &   Cards Sales Officer ,   you will be focused on growing Treasury Management and Cards solutions. The Treasury Management & Card Sales Officer (TMCSO) will also   be responsible for   maintaining   and cross-selling. This role   is responsible for   directly and/or indirectly selling and   maintaining   depository accounts, treasury management   services   and Commercial Card solution sets. The TMCSO partners with internal stakeholders to be the single point of accountability and/or   advisor’s   on   prospects’   and clients’ deposit, treasury management,   risk   and other company payments needs.   They focus on creating and delivering customized client centric solutions through a consultative approach.

Start with us for service,   support   and solutions. As your business needs evolve, you need dependable business solutions to support your strategy. Whether   you’re   launching a new product, planning an   expansion   or maximizing cash flow, start with us. We are ready to help you reach your goals with business solutions designed to keep you and your business moving forward.

How   you’ll   spend your time:

- You will m anage   a   portfolio of existing clients with   focus   on profitable, organic revenue growth and minimizing attrition .

- You will m anage   portfolio   of new-to-bank clients with   focus   on revenue growth .

- You will k now and understand   business’s   organization, expected activity;   identify   and communicate operational credit exposures and other risks .

- You will u nderstand treasury   management   product risk and ensure UMB’s credit policies and other risks (e.g., reputational, legal) are adhered to and mitigated .

- You will   e stablish   appropriate expectations   for onboarding including execution of documentation and ensure   ramp   of sold services .

- You will c onduct independent and codependent sales calls on companies to generate new,   high-quality   and profitable Treasury Management and deposit business to achieve or exceed specific   year over year   growth goals .

- You will t ake a role in   market   by actively engaging in local industry associations, networking groups and /or community associations .

- You will   i dentify   working capital efficiency opportunities for a business and deepen   relationship s   accordingly;   ensure business awareness of market and industry trends;   identify   dissatisfiers and escalates appropriately .

- You will i dentify and refer ancillary business opportunities to appropriate partners .

- You will d esign customer-centric treasury management   solutions, and   provide consultative   expertise   on the liquidity management cycle .

- You will   i dentify   both internal and external prospects; Develop and   maintain   relationships with prospects to profitably expand business .

- You will p rovide thought leadership within and outside market through, but not limited to, hosting corporate events,   attending   and speaking at industry conferences, etc.

- You will e ngage with internal marketing in the design of sales collateral and company-sponsored marketing .

- Other duties as assigned.

We’re   excited to talk with you if:

- You have   3+   years   banking experience with 2+ years in selling or supporting commercial or treasury services.

- You   d emonstrate   the   ability to prospect,   network   & influence   at various levels within a company and with clients – very self-motivated .

- You are knowledgeable in   Treasury Management products and services , corporate cash   flow process .

- You are k nowledgeable of market/industry trends .

- You   d emonstrate   excellent communication skills (written   & verbal ) .

- Demonstrates   proficiency   in Microsoft products (Word, Excel, PowerPoint)

- You have a k nowledge of credit and operational risk .

- You have k nowledge of Commercial Payments & Cards .

- You have k nowledge of TM   & card -based applications .

Bonus points if:

- You   possess   a   Bachelor’s   degree .

- You hold one of the following certifications:   Certified Treasury Professional (CTP) or Certified Cash Management (CCM) .

- You have a s trategic sales planning ability to define target markets and strategic sales approaches .
This position was posted on 08/25/2026. The application deadline for this position is 45 days from the posting date unless filled earlier.



Compensation Range:
$98,208 - $144,705

The posted compensation range on this listing represents UMB’s good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.

UMB offers competitive and varied benefits to eligible associates , such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more?
You're more than a means to an end—a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to [email protected] to let us know the nature of your request.

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