About this role
Job Description
- Responsible for the delivery of BCO tasks in line with agreed OKRs, SLAs and KPIs
- Support the end-to-end Credit & Lending servicing journey, ensuring a seamless and efficient process for both customers and internal stakeholders
- Assist the Relationship Manager with credit analysis and the timely submission of credit proposals for facilities for both existing and prospective clients
- Proactively manage the credit quality of the supported portfolio by i) conducting periodic credit reviews; ii) tracking and reporting of compliance with covenants and conditions of approval; and iii) promptly escalating deviations to the Risk team for resolution.
- Actively participate in training sessions to continue to develop credit skills, product knowledge, industry knowlede and client management skills.
- Ensure the consistent application of HSBC policies and adherence to regulatory, financial, and legal standards to minimise business and reputational risks
- Support lead BCO on ad-hoc requirements and other strategic initiatives to streamline and simplify end-to end credit & lending process
Qualifications
- Preferred academic background in Business, Finance, or a related field
- Relevant work experience in corporate banking as a credit analyst or relationship manager
- Strong analytical & communication skills required.
- Good understanding of various financing instruments and banking products in corporate banking
- Comprehensive understanding of risk management and proven experience in ensuring compliance (self and others) with organisational and regulatory requirements
- Analytical with a keen eye for details
- Ability to perform well under pressure.