About this role
What does it mean to be a Credit Specialist II at GLS?
The Credit Specialist II is responsible for reviewing all requests for exceptions to established credit policy to ensure such exceptions meet company tolerance. This position will also serve as a primary resource for departmental training initiatives.
How will you drive value within the organization a Credit Specialist II ?
- Work in conjunction with senior leadership to establish, document, continuously evaluate, and modify as necessary the criteria for loans that may qualify for an exception
- Review all requests for exceptions to established credit policy to ensure such exceptions meet company tolerance
- Provide meaningful and timely coaching and feedback related to exception requests that are not within company tolerance
- Track, document, and report to senior leadership trends related to policy exceptions
- Act as the primary resource in the development and delivery of departmental training
- Foster a collaborative culture that facilitates the achievement of business plan objectives by working closely with other associates and members of management
What should you already know to be successful as a Credit Specialist II?
- Minimum of bachelor’s degree required
- A minimum of five (5) years of underwriting experience required
- Thorough knowledge of credit-related laws, consumer lending/underwriting concepts, practices, and procedures required
- Ability to multi-task, prioritize, and effectively manage and work within a team
- Ability to solve problems under pressure and provide creative solutions when necessary
- Proficient computer skills with working knowledge of internet and standard business applications such as Microsoft Office; ability to quickly learn new computer applications as required
- Commitment to exemplifying the organizational core values and key competencies
Employment Requirements:
- Talk and hear to exchange accurate information
- Have close visual acuity to perform activities such as: preparing and analyzing data and figures; viewing a computer terminal; extensive reading
- This is an exempt-level position whereby business needs will dictate the exact work schedule which should be expected to vary, at times coverage until 8:00p may be necessary
- The position does not require travel
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Applicants have rights under Federal Employment Laws
Family and Medical Leave Act (FMLA)
Equal Employment Opportunity (EEO)
Employee Polygraph Protection Act (EPPA)