Commercial Lender/Relationship Manager

Commercial Lender/Relationship Manager

Commercial Banking – Relationship Manager

Salary: $120,000-$180,000

Position Overview

Carver Bank is seeking an experienced, high-performing Commercial Lender with an established book of business and a proven track record of driving loan growth, managing complex credit relationships, and delivering strong portfolio performance.

This is a senior-level, production-focused role designed for a confident lender who can originate new business, manage a significant portfolio, and serve as a trusted financial partner to commercial clients. The ideal candidate is a strategic, results-driven professional with deep expertise in middle-market lending and strong community relationships.

Key Responsibilities

Develop and expand a profitable portfolio of bank relationships
Originate new loans, deposits, and fee-based business
Manage and grow an existing book of business with disciplined credit oversight
Structure, underwrite, and present complex credit transactions
Analyze financial statements, cash flow, and collateral to assess risk
Partner with credit and operations teams to ensure timely execution
Maintain credit quality through portfolio monitoring and risk management
Cross-sell bank products and services to deepen client relationships
Represent Carver Bank within the community and business marketplace
Meet or exceed annual production and revenue goals

Qualifications

Minimum 5+ years of commercial lending experience
Proven history of successful loan production and portfolio management
Established book of business and referral network
Strong expertise in C&I lending and credit analysis
Demonstrated ability to structure and close complex transactions
Excellent financial analysis and underwriting skills
Self-motivated business development professional
Strong communication and relationship-building skills
Bachelor’s degree in Finance, Business, or related field preferred

Core Competencies

Business development and relationship management
Sound credit judgment and risk assessment
Strategic thinking and problem solving
Professional presence and executive communication
Accountability and results orientation

This position is intended for a senior, high-impact lender who can immediately contribute to the continued growth and mission of Carver Bank.