Credit Risk Opportunities - permanent and fixed term contract

At ING,   we're   passionate about making banking simpler, smarter and more   customer-focused .

As we continue to invest in data, analytics and innovation, we're expanding our   Retail Credit Risk team   and are looking for talented professionals to make a real impact in a team that is transforming how risk insights support better customer and business outcomes.

We're   currently hiring for two exciting opportunities:

- Credit Risk Analyst | 1 4 -Month Fixed Term Contract

- Credit Risk Manager | Permanent

Whether   you're   an experienced analyst looking to deepen your   expertise   or a risk professional ready to drive strategic initiatives,   you'll   play a critical role in delivering insights that support better decision-making, enhance portfolio   performance   and strengthen ING's risk management capabilities.

Working closely with stakeholders across Risk, Data and Technology,   you'll   contribute to portfolio monitoring, risk reporting, data transformation   initiatives   and the development of innovative analytical solutions.

You'll   have the opportunity to influence key business decisions, improve how risk data is managed and consumed, and help drive the adoption of automation and AI-enabled capabilities across the function.

What You'll Do

- Monitor portfolio performance and   identify   emerging risks and trends across Retail and SME lending portfolios.

- Deliver meaningful reporting, analysis and insights that support effective risk management and business decision-making.

- Partner with stakeholders across Risk, Data and Technology to enhance reporting, data   quality   and analytical capabilities.

- Contribute to strategic, regulatory and transformation initiatives that strengthen ING's risk management framework.

- Leverage data,   automation   and innovative technologies to improve efficiency, reporting and portfolio insights.

What We're Looking For

- Experience in credit risk analytics, portfolio monitoring, risk reporting or risk data management within banking or financial services.

- Proven   SQL, data analysis and reporting capabilities, with experience using tools such as Tableau, Power   BI   or similar platforms.

- Knowledge of retail lending products and an understanding of credit risk management principles.

- Excellent analytical, problem-solving and stakeholder management skills, with the ability to translate data into actionable insights.

- A curious and proactive mindset, with a passion for continuous improvement,   innovation   and emerging technologies, including AI.

Application Process

To help us understand where you can make the greatest impact,   please include a cover letter with your application outlining which role you believe you are best suited for and why .

We encourage you to highlight your relevant experience, key achievements and what makes you the ideal candidate for either the Credit Risk Analyst or Credit Risk Manager opportunity.

If   you're   looking to make a meaningful impact, work with talented colleagues and help shape the future of risk management at ING,   we'd   love to hear from you.

What’s   in it for you?

- Discounted ING Health Insurance

- An   additional   Rest Day to   support your wellbeing

- An   IMPACT day   to volunteer on   approved sustainability activity

About Us

At ING,   we’re   all about making life simpler and more rewarding - for the people who bank with us, the team members who work with us, and the communities   we’re   proud to support. Joining ING means stepping into an environment where your individuality   isn’t   just welcomed -   it’s   celebrated.   We’ve   built a culture   that’s   fun, inclusive, and supportive, giving you the freedom to be yourself, so you can do your thing.

Whether   you’re   taking ownership of exciting projects,   thinking outside the box , or working with global colleagues,   you’ll   find ING is the kind of place where growth   isn’t   just a possibility;   it’s   a promise. As a WGEA Employer of Choice for Gender Equality and Family Inclusive workplace,   you’ll   feel the difference in how we value and champion our people.

We make hiring decisions based on your skills, capabilities, and how you align with our values - not on ticking every box. So, if   you’re   interested but   don’t   meet all the criteria, we encourage you to apply.   We’re   invested in fostering a   diverse and inclusive workplace   where everyone feels like they belong.   We’re   your allies in helping you do your thing during the recruitment process, so let us know   (email below)   if you   require   any support or adjustments when you apply

Sound   like your kind of vibe? We   can’t   wait to hear from you!

(One last note: We   operate   using a direct talent sourcing model, so   no   agency introductions,   please.)

ING is Australia’s most recommended bank according to RFI   Global’s   Consumer Atlas Survey, January–June 2025 (n = 29,510) when compared to customers of the 10 largest ADIs operating in Australia.

Need   more?

Contact :   Skye Griffiths on   [email protected]

For support and adjustments, including DEI, LGBTQI+ confidential application support enquiries:   [email protected]

Applications close  Friday 25 September

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