VP_Retail Credit Risk Assurance

Some careers have more impact than others.

If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be.

HSBC is one of the largest banking and financial services organizations in the world, with operations in 62 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realize their ambitions.

In this role, you will:

- Act as a key leader within the Retail Credit Risk Assurance team, ensuring that standards, policies and procedures remain fit for purpose and are subject to continuous assessment. Provide relevant subject-matter expertise and work with the immediate team to define appropriate review scopes and deliver assurance activities.
- Inform Risk Owners, Control Owners and Risk Stewards about the design and operational effectiveness of controls within their areas of oversight. Proactively monitor and identify emerging risks and trends, ensuring that the assurance programme evolves to address them.
- Ensure that assurance reviews are accurate and consistently meet the required standards of quality and completeness, demonstrating the intended outcomes for HSBC and its regulators. Ensure timely and consistent reporting and escalation of issues identified through Retail Credit Risk Assurance activities.
- Operate within the RMF, aligning with risk-assessment methodology and the prioritization of risks, controls and issues. Work closely with Group Internal Audit (GIA) to understand the outcomes of its reviews and the implications for the control of the environment.

- Build strong relationships with internal stakeholders, adopting a cohesive approach to delivery and minimizing conflict. Develop and maintain positive, professional relationships with key countries and regional stakeholders while preserving the independence of the assurance function.
- Support senior-level consultation on issues and emerging trends identified through Retail Credit Risk Assurance testing and reviews.
- Contribute to consistent management information (MI) on issues identified through Retail Credit Risk Assurance activities.

- Provide subject-matter expertise that raises team standards.
- Lead by example and promote appropriate behaviors.
- Consistently demonstrate the organization’s core behaviors and values.

To be successful you will:

- Build effective relationships through clear communication, influence and negotiation with senior managers, third-party consultants, technical experts and business users. Take ownership of deliverables and problems, see them through to completion and use initiative to resolve issues while working with diverse stakeholders and directing cross-functional teams.
- Demonstrate strong interpersonal skills and the ability to succeed within a matrix-management structure while building and maintaining global relationships. Communicate highly effectively in oral, written and presentation formats.
- Demonstrate experience of leading with unwavering and courageous integrity and doing the right thing. Work effectively in a fast-paced environment, managing multiple deliverables concurrently.
- A relevant external financial services qualification. A clear understanding of retail credit risk within the global financial services industry. Proven people-management capability and the ability to lead effectively.
- The ability to build positive and resilient partnerships with key senior stakeholders.
- Strong lateral-thinking skills and the ability to interpret and resolve complex issues.
- Excellent communication, interpersonal and influencing skills.
- A strong track record of working independently.
- Strong decision-making capability.
- Strong written and spoken English-language skills.

You’ll achieve more at HSBC

Hsbc.com/careers

HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible work and opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified people irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

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