Remote Mortgage Processor - NJ or NY residents only

Position: Mortgage Processor
Location: Fully Remote, but candidates must currently reside in New York or New Jersey
Work Model: Fully Remote, equipment provided
Compensation: $55,000–$70,000 base salary if full-time
Schedule: Flexible structure; full-time, part-time, or per-file fee
Benefits: For full-time employees, company contribution toward medical, dental, vision, and 401(k)

Overview

A mortgage company is seeking an experienced Mortgage Processor to support an experienced Loan Officer and processing team. This is a fully remote role, but candidates must currently reside in New York or New Jersey to be considered.

The client is looking for someone with strong processing, TRID/compliance, disclosure, document review, guideline research, and wholesale lender experience. This person will review initial applications for accuracy, disclose within required timelines, evaluate borrower documentation, work within the LOS, and communicate clearly with the Loan Officer, corporate underwriting, and other processors.

Responsibilities

Work closely with an experienced Loan Officer
Review initial applications for accuracy
Handle TRID/compliance and disclosure timing requirements
Ensure disclosures are completed accurately and within required timelines
Work within loan origination systems
Evaluate borrower documentation, including tax returns, W-2s, pay stubs, bank statements, credit reports, and appraisals
Run and review DU, LP, and Total
Research guidelines as needed
Communicate with corporate underwriting and other processors
Work with wholesale lenders
Stay organized and manage file follow-up
Ask questions and escalate concerns when needed

Qualifications

Must currently reside in New York or New Jersey
3 years of mortgage processing experience
TRID/compliance and disclosing experience
Experience reviewing initial applications for accuracy
Ability to evaluate tax returns, W-2s, pay stubs, bank statements, credit reports, and appraisals
Experience with DU, LP, and Total
Ability to research guidelines
Experience working with wholesale lenders
MeridianLink Mortgage experience preferred
Friday Harbor experience preferred
DataVerify experience preferred
Income calculator experience preferred
Strong organizational and communication skills
Willingness to ask questions when needed
Ability to work fully remote

NMS Disclaimer

Client requirements and hiring decisions are set by the hiring company. Please ensure your application details align with your resume and reflect your direct experience. Thank you for your interest!