Senior Non-QM Mortgage Processor- In Office

Position: Senior Mortgage Loan Processor
Location: Fairfield County / Greenwich, CT
Work Model: In Office
Compensation: $75,000–$85,000 base salary
Bonus/Incentive: per file after 10 loans
Schedule: 9:00 AM–5:00 PM
Benefits: Medical, dental, vision, 401(k), PTO, and additional benefits pending final confirmation

Overview

A mortgage company is hiring an experienced Senior Mortgage Loan Processor to manage mortgage files from application through closing. This position is focused on complex residential loan files, including Non-QM, Jumbo, Super Jumbo, portfolio, conventional, and high-net-worth borrower transactions.

This role is a strong fit for a highly organized, proactive processor who can independently manage a substantial pipeline, analyze complex borrower documentation, coordinate with borrowers and third parties, and identify issues before they delay underwriting or closing.

Responsibilities

Manage mortgage files from application through closing
Package and submit loans for approval
Clear underwriting and closing conditions
Maintain complete, accurate, and compliant loan files
Coordinate with borrowers, loan officers, underwriters, attorneys, title companies, appraisers, and other third parties
Process conventional, jumbo, super jumbo, Non-QM, and portfolio residential loans
Analyze personal and business tax returns, self-employed income, rental income, and other complex-income scenarios
Review borrower assets, large deposits, gift funds, reserves, and source-of-funds documentation
Manage purchase and refinance transactions
Support high-net-worth borrower transactions
Review mortgage disclosures, underwriting conditions, and closing requirements
Communicate professionally with borrowers, referral partners, loan officers, underwriters, and management
Use residential loan origination systems, AUS, Arrive/ARIVE, Acumen, and AI tools
Maintain discretion when handling confidential financial information

Qualifications

3–5 years of mortgage processing experience
Experience independently managing loans from application through closing
Experience processing Non-QM, Jumbo, Super Jumbo, and portfolio loans
Conventional and jumbo residential mortgage processing experience
Strong ability to analyze personal and business tax returns, self-employed income, rental income, and complex-income files
Experience reviewing borrower assets, large deposits, gift funds, reserves, and source-of-funds documentation
Working knowledge of residential mortgage underwriting guidelines and documentation standards
Knowledge of mortgage disclosures, underwriting conditions, and closing requirements
Familiarity with TILA, RESPA, ECOA, HMDA, and fair-lending standards
Experience with DU/LP and residential loan origination systems
Arrive/ARIVE, Acumen, and AI tool experience preferred
Experience processing loans in New York, Connecticut, and Florida preferred
Experience with bank statement, P&L, asset depletion, condominium, cooperative, investment-property, and multi-unit files preferred
Familiarity with New York cooperative loans and attorney-driven closings preferred
Commercial lending experience is a plus
Mortgage bank, mortgage brokerage, community bank, private lender, or credit union experience preferred
NMLS registration or licensing preferred
Multilingual ability preferred
Ability to work in-office in the Greenwich/Fairfield County, CT area

NMS Disclaimer

Client requirements and hiring decisions are set by the hiring company. Please ensure your application details align with your resume and reflect your direct experience. Thank you for your interest!