Product Management Sr Manager, Immediate Payments

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Product Management Sr Manager within PNC's Treasury Management organization, you will be based in Pittsburgh, PA, New York, NY, Chicago, IL, Charlotte, NC, Dallas, TX or Phoenix, AZ.

As a Product Management Sr. Manager within PNC’s Treasury Management Global Payments organization, you will manage and develop a team of Product Managers responsible for a portfolio of strategic immediate payment solutions: Instant Payments (both Real Time Payments and FedNow), Intelligent Payment Routing, our business-to-consumer payee choice solution known as ePayments, Direct-to-Debit Card Payments and Zelle Disbursements.

You and your team will define and execute the immediate payments product strategy and multi-year roadmap across the full set of immediate payments solutions. You will be accountable for driving the product strategy and priorities, client adoption and usage, and financial outcomes including revenue and direct expenses across the product lifecycle. You and your team will partner with other Product Management partners, Product Development, Technology, Operations, Servicing, Implementation, and Risk partners to inform the design and operating approach for sales enablement and support, servicing, implementation and risk management of the immediate payments product line.

Required Qualifications:

- Extensive Immediate Payments product management experience including instant payments, intelligent payment routing, B2C payee choice solutions, direct-to-debit card and Zelle disbursements. Knowledge of other non-U.S. domestic wire systems helpful.
- Proven ability to partner effectively with product development, operations, sales and other stakeholders.
- Ability to define, prioritize and execute product work across multiple platforms and initiatives.
- Strong communication and influence skills with the ability to drive alignment across business and development/technology stakeholders.
- Experience operating and presenting at a strategic level while maintaining accountability for execution.
- Ability to thrive in a fast-paced environment.
- Experience presenting at industry conferences and with senior-level corporate decision makers.

Job Description:

- Develops and maintains the product strategy plan for the Immediate Payments product line including the competitive position, growth strategies, financial and performance metrics and product roadmap. Aligns the plan with key partners across Treasury Management and the enterprise.
- Champions product improvements including appropriate business justification and prioritization. Collaborates with product development and operations to define the overall scope and requirements for new initiatives.
- Manages the product financials including budgeting and forecasting of revenue growth and direct expenses. Provides periodic financial updates and insights along with key product and industry updates.
- Partners closely with Operations, Sales, Servicing, Implementation, Risk and Compliance partners to ensure a positive end-to-end client experience.
- Partners closely with Go-to-Market teams to develop and maintain appropriate marketing, collateral and communication materials while educating TM partners on product capabilities and enhancements.
- Participates in industry groups such as The Clearing House RTP Business Committee and meets with Federal Reserve representatives to ensure PNC is actively engaged in industry discussions and changes. Actively contribute thought leadership to PNC clients and prospects thru articles, conferences and other forums. Engages bi-directionally with various standards forum as required to influence positive industry change results.
- Collaborates with other PNC lines of business including Retail and others on enterprise immediate payments initiatives.

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

- Responsible for the end-to-end business and financial results for multiple product sets utilizing traditional and emerging capabilities in technology, operations, and data analytics to offer customers a differentiated product experience through the leadership of teams managing new and existing products or experiences.
- Uses knowledge of emerging technologies to deliver product to customers through all applicable channels. Presents initiatives to gain senior management buy-in. Manages progress to ensure initiatives are completed on time, within budget and meet strategic goals.
- Influences product and customer experience trends by monitoring competitors or peer organizations to stay abreact of emerging product and technology trends in the industry. Leads teams responsible for translating concepts or designs into new or improved products, product lines or experiences and recognizes, anticipates and resolves complex operational and process problems that arise.
- Evaluates potential product or experience development projects for feasibility and value. Ensures successful outcomes from key stakeholders including sales, marketing, digital channel delivery and other internal service partners. Participates in client-facing and external stakeholder activities throughout the product or experience lifecycle. Adheres to company-defined risk appetite as part of the first line of defense. Serves as point of review and sign off for risk management, compliance and audit requirements, as needed.
- Manages, motivates and develops one or multiple product lines and managers as well as the performance evaluation process of the Product Development Management team and key contributors. Identifies talent gaps in team and staffs appropriately.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

- Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
- Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

PNC also has fundamental expectations of our people managers. As a manager of talent in PNC, you will be expected to:

- Include Intentionally - Cultivates diverse teams and inclusive workplaces to expand thinking.
- Live the Values - Role models our values with transparency and courage.
- Enable Change - Takes action to drive change and innovation that will transform our business.
- Achieve Results - Takes personal ownership to deliver results. Empowers and trusts others in decision making.
- Develop the Best - Raises the bar with every talent decision and guides the achievement of all employees and customers.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

## Preferred Skills
Business Objectives, Customer Solutions, Marketing, Product Development, Product Management, Sales

## Competencies
Collaborating, Competitive Environment, Design Thinking, Emerging Technologies, Innovation, Managing Multiple Priorities, Problem Solving, Product Development Strategy, Solutions Development

## Work Experience
Roles at this level typically require a university / college degree. Higher level education such as a Masters degree, PhD, or certifications is desirable. Industry experience is typically 8+ years. At least 5 years of prior management experience is typically required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

## Education
Bachelors

## Certifications
No Required Certification(s)

## Licenses
No Required License(s)

Language Assessments

No Required or Preferred Language Assessments

Pay Transparency

Base Salary: $123,200.00 – $274,560.00

Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window

Generally, this opening is expected to be posted for two business days from 09/21/2026, although it may be longer with business discretion.

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.

In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit  pncthrive.com .

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Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at [email protected] . Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses.  Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace.  We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

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