Electronic Payments Specialist

Pay Range: $19.36 - $25.81

NBT Electronic Payments Specialist performs complex operational tasks related to processing and verifying wire and ACH transactions. Utilize technical expertise in the areas of wires and ACH to resolve escalated issues, supporting internal and external customer service. Apply advanced knowledge of policy, procedures, regulations, and law to wire and ACH processing ensuring accurate completion and compliance with all regulations and rules. Interpret and complete requests for establishing, maintaining and verifying services that enable customers to originate wire and ACH transactions. This role supports monetary transactions of a high-risk nature, which require significant focus on risk and fraud mitigation protocols.

Utilizing developed analytical and problem-solving skills, provide advice to staff and collaborate with peers, and managers to resolve issues and achieve goals. Activities directly impact customer accounts, bank reporting, and real time information. May prepare reports and furnish information to authorized persons within and external to the bank.

Education and Experience:

- Associate's degree and 2 years experience required.  Or equivalent combination of education and experience.
- Professional experience preferred
- Related experience preferred

Skills and Abilities:

- Developed analytical and problem-solving skills
- Ability to follow procedures and interrogate data required
- Strong organizational skills required
- Good communication skills (written and oral) required
- Computer skills required
- Accounting skills preferred

Unique Job Requirements & Characteristics

- Ability to deliver high-quality work in a friendly and fast-paced environment
- Ability and willingness to learn new skills

Tasks Performed:

- 50% - Process a variety of electronic monetary transactions which may include but are not limited to: entering, approving, reviewing and releasing all incoming and outgoing domestic and foreign wires; establishing ACH Originators on core system and performing ACH transactions as needed; assisting Treasury Department with monitoring of FRB cash balance; and processing currency and coin orders for branch network.
- 15% - Provide support to internal and/or external customers as well as department teammates, cross train on and provide coverage for other team duties as required.
- 15% - Maintain proficient knowledge of and demonstrate ongoing compliance with all laws and regulations applicable to wire and ACH processing. Utilize independent judgment in resolving issues and escalate to management or risk areas as necessary. Ensure ongoing adherence to pertinent policies, procedures, and internal controls. Ongoing Focus on risk and fraud mitigation.
- 10% - Upholds service level standards under normal conditions.
- 5% - Develop and update procedures in conjunction with the supervisor and assist with employee training and onboarding.
- 5% - Other duties as assigned

Physical Requirements:

- Communicate effectively with internal and/or external customers
- Stationary 75% of the time or greater
- Move objects up to a maximum of 10 lbs

Why Work at NBT

At NBT we empower people to grow, innovate, and thrive through meaningful work, a supportive culture and opportunities to make a real impact in your community – because your success drives our success.

Wellbeing

At NBT, we value and support your wellbeing by offering generous time-off policies, wellness initiatives and flexible work arrangements, so you can thrive both personally and professionally.

Community Involvement

NBT believes community involvement fosters our success and the success of those around us. Through volunteer service and charitable partnerships, we empower our employees to make a positive impact beyond the workplace.

Culture

NBT believes in creating a workplace where every voice matters and every team member feels empowered to contribute. With supportive leadership, we foster an environment where employees are connected, inspired, and valued.

Career Development

Whether you’re just starting your career or serve in a senior leadership role, your growth and development are our priority. NBT provides a wide variety of development programs and tools for you to reach your full potential.

Total Rewards

NBT recognizes and rewards your contributions with competitive compensation, comprehensive benefits and performance-based incentives – ensuring you feel valued every step of the way.

Business Stability

NBT has built a reputation as a stable financial institution by growing our people and our business, evolving our processes and managing risk. We've weathered the market's ups and downs for over 165 years, all while charting a well-defined growth plan.

Benefits for Full-Time Employees:

- Generous Paid Time Off : At least 22 days annually, prorated in the year of hire.
- Parental Leave : Six weeks of paid leave at 100% of your salary.
- Comprehensive Medical Coverage : Includes employer contributions to HSA for High Deductible Health Plan participants.
- Dental and Vision Coverage : Ensuring your overall health and well-being.
- Flexible Spending Accounts : For healthcare and dependent care expenses.
- Employer-Paid Disability Coverage : Both short-term and long-term, with an option to purchase additional long-term coverage.
- Life Insurance : Employer-paid basic life insurance, with an option to purchase supplemental coverage.
- Voluntary Benefits : Including hospital, accident, and critical illness coverage.
- Retirement Plans:  Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future.
- Adoption Assistance : Supporting your growing family.
- Tuition Reimbursement : Invest in your education and career growth.
- Employee Assistance Program (EAP) : Access to support and resources.
- Pet Insurance : For all your furry friends.
- Financial and Banking Services : Various banking services benefits and financial planning assistance.

Benefits for Part-Time Employees Working 20+ Hours/Week:

- Medical Coverage : Includes employer contributions to HSA for High Deductible Health Plan participants.
- Dental and Vision Coverage : Ensuring your overall health and well-being.
- Voluntary Benefits : Including hospital, accident, and critical illness coverage.
- Generous Parental Leave : Six weeks of paid leave at 100% of your salary.

Benefits for All Part-Time Employees:

- Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan for employees who work at least 1,000 hours in a calendar year, all designed to help secure your future
- Paid Sick and Safe Leave : For your health and safety.
- Employee Assistance Program (EAP) : Access to support and resources.
- Financial and Banking Services : Various banking services benefits and financial planning assistance.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or assume sponsorship of an employment Visa at this time.