Ag Finance Specialist - South Central FS, Inc. - Effingham, IL

The FS brand represents a standard of excellence for agricultural and energy-related products. It's the people who represent the FS brand that set it apart. As local cooperatives, FS Companies believe it is their responsibility to ensure that our earth, our communities, and businesses perform together, sustainably. FS Companies are committed to ensuring the continued profitability for the company, their owners, and their customers, while enacting to help the environment and greater good.

SALARY RANGE: $60K - $80K

PURPOSE AND SUMMARY STATEMENT

Primary responsibly to create, administer and collect an annual loan portfolio marketed to our farmer customers. The position will require promoting the annual program to our internal sales teams as well as direct contact with our farmer customers. Expectations would be to work closely with our partners at Growmark and Cooperative Finance Association ( CFA) to help in the administration und ultimate collection of loans. This position will also work alongside our Crop Insurance team and help promote our insurance products when needed.

ESSENTIAL JOB FUNCTIONS

- Works directly with South Central Marketing team to develop annual Ag Finance programs that help support the sales of products and services throughout the company.

- Analyzes customer credit worthiness through loan application data, credit scoring systems, balance sheet reviews and local knowledge of our farmer customers.

- Supports the Risk management administrative staff with loan creation, monthly loan draws and final collection of loans.

- Travels throughout company territory assisting crop specialist in their understanding and support of the Ag finance program.

- Works directly with loan portfolio customers to promote, sell, educate and collect on annual loans

- Works closely with the SCFS credit department in overall credit administration of trade accounts receivable and annual loan program.

- Regularly reports to the credit committee on the quantity, quality and overall status of loan program

- Collaborates with outside entities in the collection of loans namely, CFA, Growmark, other banking institution and attorneys,

- Attends meetings and works with other Growmark members to promote the system wide growth of Ag-finance.

- Develops a knowledge base of all products & services we have to offer

- Generally promotes the use of credit programs as a sales tool and helps provide the required information to establish credit.

- Responsible for maintaining assigned vehicle according to company standards.

- Wears required company uniform and maintains a clean professional appearance.

- Attends all required meetings and training programs.

- Ability to travel independently and overnight as needed. Travel >60%

- Successfully adhere to safety rules and company policies and procedures. EHS, OSHA and DOT policies and procedures must be adhered to at all times.

- All other duties as assigned.

REQUIREMENTS

Normally requires a college degree in either finance, accounting or Ag-business. Looking for at least 3 years business experience in either Ag Retail or Credit administration.

We are dedicated to supporting the long-term financial well-being of our employees through a fully funded pension, a cornerstone benefit that ensures security for the future. We offer a comprehensive benefits package that includes medical, dental, vision, and life insurance, along with a variety of supplemental plans like accident, critical illness, disability, hospital indemnity, and identity theft protection. To promote a healthy work-life balance, employees enjoy generous paid time off (PTO) and paid holidays, giving you time to recharge and focus on what matters most. Additionally, our 401(k) plan with company matching helps you plan for retirement, while our free Employee Assistance Program (EAP) supports your overall well-being. Whether you're starting your career, balancing family life, or planning for retirement, our company is committed to providing employees with a comprehensive and competitive Total Rewards package that meets your needs at every stage. Benefits eligibility may vary depending on the position.

Actual compensation will be determined based on experience, location, and other factors permitted by law. In addition to base pay, certain roles may be eligible for bonuses, incentives, and commissions.

We are an equal opportunity/Disabled/Protected Veteran Employer. All individuals, regardless of demographic or other background, are encouraged to apply. Further, as a federal, state, and local contractor, we comply with government regulations and executive orders as applicable, including affirmative action responsibilities for qualified individuals with disability and protected veterans.

Employment is contingent on, among other things, receipt of an acceptable and job-related background check, drug test, motor vehicle report, and/or reference check, as applicable and permissible by law.