Associate Debt Manager-Recoveries

Job Requirements

Job Requirements

Job Description:

Position: Associate Debt Manager-Recoveries

Company Name: IDFC FIRST Bank

Job Type: Full-Time

Job Category: Retail Banking

Department: Retail Banking > Debt Management-Recoveries > Field > 2 Wheeler & Pre-Owned Cars

Location: Delhi, India

IDFC FIRST Bank is seeking a highly motivated and results-driven individual to join our team as an Associate Debt Manager-Recoveries. As a leading bank in the retail banking sector, we are committed to providing our customers with the best financial solutions and services. We are looking for a candidate who shares our passion for excellence and is dedicated to helping us achieve our goals.

Key Responsibilities:

- Manage the recovery process for 2 wheeler and pre-owned car loans in the assigned territory

- Monitor and track delinquent accounts and take necessary actions to recover outstanding amounts

- Conduct field visits to customers' homes and workplaces to negotiate and collect payments

- Build and maintain relationships with customers to understand their financial situation and provide appropriate solutions

- Collaborate with internal teams such as legal, risk, and collections to ensure timely and effective recovery

- Prepare and submit reports on recovery activities and progress to the management team

- Stay updated on industry trends and regulations related to debt management and recovery

Qualifications:

- Bachelor's degree in finance, business administration, or a related field

- Minimum of 2 years of experience in debt management and recovery, preferably in the retail banking sector

- Knowledge of 2 wheeler and pre-owned car loan products and processes

- Strong negotiation and communication skills

- Ability to work independently and in a team environment

- Proficient in MS Office and other relevant software

- Willingness to travel within the assigned territory

We Offer:

- Competitive salary and benefits package

- Opportunities for career growth and development

- A dynamic and inclusive work environment

- Training and support to enhance your skills and knowledge

If you are a self-motivated and results-oriented individual with a passion for debt management and recovery, we want to hear from you! Apply now to join our team at IDFC FIRST Bank.