Underwriter Trainee

Revenued Albania is the rapidly expanding Tirana branch of Revenued, LLC, a fintech company founded by leaders in the U.S. alternative small business financing industry. Since Revenued Albania's start, we have been committed to offering top-tier talent opportunities in areas such as Sales, Customer Service, Debt Collection, Legal Services, Underwriting, Marketing, Data Science, and Technology.

At Revenued Albania, we not only attract exceptional talent but also provide competitive compensation and benefits, including private medical insurance, ongoing training, performance bonuses, transportation, and real opportunities for career growth. Our modern offices are located in the ETC Business Center, featuring sweeping views of Tirana, with convenient access to an attached shopping mall, food court, bars, and more.

Join us and become part of a thriving fintech company, where you can work alongside ambitious, career-driven professionals. Don’t miss your chance to grow with us!

We are looking for Underwriter Trainees to join our Underwriting team. In this position, you will be responsible for reviewing, analyzing, and pricing deals by evaluating credit history, assets, the size of the cash advance requested, and determining payback terms.

Work Hours: Monday–Friday | Rotating shift of 2:30 PM - 10:30 PM and 4:00 PM – 12:00 AM

This role requires in-person attendance

Job Duties and Responsibilities:

- Participate in a structured, multi-month underwriting training program designed to build proficiency in small business credit analysis, risk assessment, and pricing fundamentals.
- Conduct detailed financial analysis to determine the creditworthiness of merchants, perform risk-based underwriting reviews of applications, which include the analysis of credit reports, bank statements, and various other business documentation, under the guidance of senior underwriters.
- Perform detailed bank statement scrubbing, ensuring accuracy, completeness, and consistency of financial information used in underwriting decisions.
- Determine the merchant's financial capability to repay via in-depth review and verification of information.
- Support senior underwriters in preparing deal summaries and preliminary pricing recommendations for small business funding, in accordance with internal credit policies.
- Research applicants as necessary.
- Interact with the internal sales team.
- Demonstrate continuous improvement by incorporating feedback, completing required training modules, and progressing toward independent underwriting responsibilities.
- May be required to perform other tasks and duties reasonably related to job responsibilities.
- May be required to perform other tasks and duties reasonably related to job responsibilities.

Experience/Knowledge, Skills & Abilities:

- Bachelor's degree in Business, Finance, Economics, Management, or a related field is preferred.
- Relevant professional certifications, training, or coursework in management, business, finance, or related fields is a plus.
- C1 proficiency in written and spoken English.
- Ability to recognize positive and negative trends in cash flow and banking activity.
- Previous credit analysis or underwriting experience is a plus.
- Prior experience in Bank Reconciliation.
- Familiarity with US business culture.
- Fluency with AI tools is a plus.
- Strong analytical skills;
- Ability to multitask, work independently, and prioritize in a fast-paced environment.
- Detail-oriented and excellent skills in calculating risk
- Strong communication skills
- Decision-making and critical thinking skills
- Self-starter with the ability to quickly learn and adapt to existing and new procedures, and in turn work independently in a reliable and trustworthy manner.

We thank you for your interest in career opportunities with Revenued Albania. Due to the high volume, only those candidates selected for an interview will be contacted.