About this role
Description
We are seeking an experienced underwriter to join our local credit union mortgage
team. This role offers the opportunity to underwrite loans for our community, work
directly with local lending staff, and exercise real underwriting authority in a relationship-
focused environment. This is an on site position based in Pocatello, Idaho.
Requirements
What You’ll Do
-- Underwrite Conventional mortgage loans
--Analyze borrower credit, income, assets, and collateral to determine eligibility
--Review complex income scenarios including self-employed borrowers and
layered risk files
--Issue clear underwriting decisions and conditions
--Partner with loan officers and processors to move loans efficiently to closing
What We’re Looking For
--2+ years mortgage underwriting experience
--Strong knowledge of conventional underwriting guidelines
--Experience with DU/LP and manual underwriting
--Strong analytical, decision-making, and communication skills
Why Join Us
--Competitive salary and benefits offered
--Local underwriting environment with direct collaboration with lending staff
--Opportunity to exercise true underwriting authority
--Stable pipeline focused on quality lending rather than volume quotas
--Ability to underwrite both agency and portfolio loans in a relationship-focused
credit union environment