CRA Self Evaluation & Program Governance Analyst

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

The Community Reinvestment Act (CRA) Self-Evaluation & Program Governance Analyst is responsible for developing an annual, cohesive, self-evaluation document by integrating data, analysis, and stakeholder input across the organization. This role combines data analysis, narrative development, and cross functional coordination to ensure the final product is accurate, consistent, well supported, and aligned with regulatory expectations. The annual CRA self-evaluation is the primary deliverable for this role, with additional responsibility for facilitating timely, coordinated responses and collaboration among business partners in support of related governance, audit, and regulatory examination activities.

Key Responsibilities

CRA Self-Evaluation

Data & Information Integration

- Gather and consolidate performance data, contextual information, and supporting documentation from cross functional partners; confirm source ownership, applicable reporting periods, and maintain appropriate source documentation and version control to support traceability.

Data Analysis, Interpretation & Narrative Development

- Analyze and interpret performance context, metrics, data tables, automated outputs, and peer or other comparative analyses to identify trends, gaps, inconsistencies, and meaningful insights that support the CRA self-evaluation.
- Draft, review, and / or refine clear, concise, and regulatory ready ratings support, summary narratives, performance explanations, and related regulatory examination materials.
- Create and maintain reusable narrative frameworks and standardized language, tone, structure, and terminology to support efficient, consistent, and scalable reporting.

CRA Self-Evaluation Assembly & Quality Assurance

- Compile and manage the full self-evaluation document, including tables and appendices.
- Perform quality assurance across self-evaluation data, narrative, and examination related deliverables to confirm that quantitative results are accurate, clearly explained, aligned with narrative conclusions, and consistent with other materials provided to the regulatory agency.
- Coordinate with data partners and other stakeholders to investigate and resolve discrepancies and finalize content.

CRA Program Governance

- Coordinate with the CRA Program Office and business partners to support governance routines, audit requests, regulatory examination responses, and related procedure and documentation needs.
- Track deliverables and open items, coordinate inputs and reviews, and assess supporting materials for accuracy, completeness, and timely completion.
- Assist with other CRA Program reporting needs and issue management administration in Archer, including maintaining records and supporting issue tracking and follow-up as needed.

Basic Qualifications

- Bachelor’s degree or equivalent experience.
- Typically more than eight years of applicable experience

Preferred Qualifications

- Strong analytical and judgment skills, with the ability to interpret complex datasets and tables, challenge assumptions, identify emerging risks, and escalate material issues.

- Exceptional attention to detail and commitment to producing accurate, high-quality deliverables.
- Strong written communication skills, including the ability to synthesize complex information into clear, structured materials for compliance, governance, audit, or regulatory audiences.

- Strong project management and prioritization skills, with the ability to manage multiple stakeholders and deadlines for an annual enterprise wide deliverable in a collaborative environment.
- Experience in the Community Reinvestment Act, fair lending, compliance program management, compliance risk management, or related regulatory compliance functions, including support for regulatory examinations and internal audit requests.
- Experience supporting governance routines and developing, maintaining, or reviewing compliance and regulatory documentation.

- Familiarity with CRA rating methodologies and performance context development.

- Proficiency with Excel, Word, PowerPoint, Archer, and data driven reporting or visualization tools, including experience working with templates and automated outputs.

Location Expectations: This role requires working from a U.S. Bank location three (3) or more days per week.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our  disability accommodations for applicants .

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here .

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the  E-Verify program .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $119,765.00 - $140,900.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.