AVP, Credit Risk

JOB SUMMARY / INTRODUCTION

The overall responsibilities of this position are vital within Group Credit Risk team covering areas relating to CCB & IB Portfolio including, Credit Risk Reporting and related analysis. The role holder’s primary responsibilities include:

- Consolidate and review Past due data and related reporting.
- IFRS 9 staging and Provisioning review process & undertake related checks.
- Submission of detailed monthly dashboards and analysis reports
- Provide support in NPL analysis related.
- Work on specialised Project, related Credit Risk

KEY RESPONSIBILITIES

P olicies, Systems, Processes & Procedures

- Follow all relevant departmental policies, processes, standard operating procedures, and instructions so that work is carried out in a controlled and consistent manner.
- Always demonstrate compliance to organisation’s values and ethics to support the establishment of a value drive culture within the bank.

Continuous Improvement
- Participate in the identification of opportunities for continuous improvement of the process. Collaborate within Risk and partner with Business, Credit, Finance, Relations and IT to improve/streamline the systems/processes.
CCB and IB – Credit Risk
- Consolidate past due data and prepare monthly PDNI Reports and related analysis.
- Coordinate with credit / CRD /Intl Teams for inputs & consolidate PDNI Reports
- Provide PD data to relevant stakeholders for BRF and regulatory reporting.
- Support in the annual Review of PDNI Process & Policies & review of Related SOP’s
- Assist in PDNI related process improvement projects
- Maintain update on CRD and NPL cases
- Compile data for the Risk Appetite monitoring IB & CCB related to managed portfolio
I FRS 9 Execution and Reporting
- Provide support on the monthly basis, IFRS 9 staging and ECL review process - Undertake standard checks and large movements .
- Prepare summaries (Segment and b/s category wise ) on monthly basis of the results of IFRS 9 review.
- Assist in preparation of IFRS9 related MIS / data/reports to be submitted internally and to regulatory authorities.
Credit Risk Reporting and Analysis
- Support in the preparation of reports to monitor credit quality of the portfolio across Portfolios .
- Assist in the development and maintenance of credit risk data base to ensure timely availability of data for analysis, forecasting and decision making.
- Assist the development of dashboards for the managed portfolio.
REQUIREMENTS / QUALIFICATIONS
- Bachelor’s degree in accounting, statistics, economics or related discipline.
- Strong analytical skills with experience in analytics & portfolio data management
- 4-5 years’ relevant experience