About this role
Remote Client Leadership Advisor
Company: AO Globe Life – American Income Division
Location: 100% Remote
Schedule: Flexible | Full-Time Availability Preferred
Position Type: 1099 Independent Contractor
Compensation: 100% Commission-Based | Weekly Commissions | Performance Incentives
Experience: Entry Level & Experienced Applicants Welcome
Training: Virtual Onboarding | Licensing Guidance | Leadership Mentorship
Develop Your Leadership Skills While Building a Career From Home
Are you someone who naturally takes initiative, enjoys helping others succeed, and wants an opportunity to grow professionally?
Do you have experience in customer service, sales, management, recruiting, or team development—or the motivation to develop those skills?
AO Globe Life is expanding its virtual organization and seeking motivated professionals to join our team as Remote Client Leadership Advisors .
This opportunity is designed for individuals interested in combining client relationship management, insurance benefits education, consultative sales, and leadership development.
You'll begin by working directly with clients through virtual Zoom and phone appointments, helping working families understand available life, accident, and supplemental health insurance benefits.
As you develop experience, demonstrate consistent results, and strengthen your leadership skills, you may qualify for additional responsibilities involving mentorship, coaching, team development, and management.
No previous insurance experience is required to apply.
We provide structured training, licensing guidance, professional mentorship, and ongoing development.
Why Consider This Opportunity?
100% Remote Work
Conduct client consultations, training, and team communication virtually from your professional home workspace.
Leadership Development
Develop communication, coaching, performance management, organization, and team-development skills.
Company-Provided Client Opportunities
Representatives receive access to company-provided warm leads and prospective client opportunities.
Weekly Commission-Based Earnings
Receive commissions on eligible completed business, with opportunities for performance bonuses and renewal income.
Flexible Scheduling
Organize professional activities around client appointments, follow-up, training, and business responsibilities.
Professional Mentorship
Learn from experienced representatives and agency leaders through ongoing coaching and professional development.
Your Responsibilities
Client Relationship Management
Your initial responsibilities will focus on helping prospective and existing clients understand their available insurance benefits.
You'll:
- Contact company-provided prospective clients.
- Schedule and conduct Zoom and phone consultations.
- Build professional relationships with individuals and families.
- Listen carefully to client needs and priorities.
- Explain the purpose of available benefit reviews.
- Maintain accurate appointment and follow-up records.
- Provide consistent client communication.
- Develop long-term relationships through professional service.
Insurance Benefits Education and Enrollment
Once appropriately licensed, you'll:
- Explain available life, accident, and supplemental health insurance products.
- Conduct needs-based benefit consultations.
- Review coverage features and available policy options.
- Help clients understand their choices.
- Recommend appropriate insurance solutions based on client needs.
- Answer questions regarding coverage and enrollment.
- Assist eligible clients with electronic applications.
- Maintain required documentation.
- Follow applicable insurance regulations and company procedures.
Ongoing Client Support
You'll also help clients by:
- Providing professional follow-up after enrollment.
- Responding to policy-related questions.
- Assisting with applicable policy reviews.
- Helping clients navigate beneficiary and policy-service requests.
- Directing clients to appropriate claims-support resources.
- Maintaining accurate digital client records.
- Building lasting client relationships.
Leadership and Team Development
As you gain experience and qualify for additional responsibilities, you may have opportunities to:
- Mentor newer representatives.
- Participate in virtual coaching sessions.
- Support onboarding and professional development.
- Help establish performance goals.
- Review activity and productivity metrics.
- Share effective communication and client-service practices.
- Support team collaboration.
- Encourage accountability and consistent follow-through.
- Participate in leadership-development programs.
This position begins with client-facing insurance sales and service responsibilities. Leadership and management responsibilities are potential future opportunities, not guaranteed starting duties.
Company-Provided Client Opportunities
Representatives receive access to prospective client opportunities through the company, including individuals and families interested in learning about available benefits.
The client process generally includes:
Connect → Understand Needs → Educate → Recommend → Enroll → Support
There is no requirement to purchase leads.
The position involves outbound calls, appointment scheduling, and follow-up.
Traditional random cold calling and door-to-door prospecting are not required.
Weekly Commission-Based Compensation
Important Compensation Information
This opportunity is structured as a 1099 independent contractor position with 100% commission-based compensation .
It is not a guaranteed hourly, salaried, or traditional W-2 management position.
Potential compensation opportunities include:
- Weekly commissions on eligible completed business.
- Performance-based bonuses.
- Renewal and residual income opportunities.
- Additional production incentives.
- Leadership-related compensation for qualifying representatives.
Individual earnings depend on activity, completed business, production, performance, and results.
No specific income level is guaranteed. Earnings vary.
Applicants should be comfortable with performance-based compensation before applying.
Remote Work and Virtual Business Tools
Your remote work environment may include:
- Zoom client appointments.
- Phone and email communication.
- Electronic insurance applications.
- Digital presentation systems.
- Client-management technology.
- Virtual training.
- Team meetings.
- Leadership-development sessions.
Required Home Office Equipment
Applicants must provide:
- Reliable desktop or laptop computer.
- High-speed internet connection.
- Webcam and microphone.
- Dependable phone access.
- Quiet, professional workspace.
- Basic computer proficiency.
The company provides access to designated business presentation and enrollment systems.
Personal computer equipment and home internet service are not provided or reimbursed.
Training and Leadership Mentorship
Our training program is designed to help new representatives develop the knowledge and professional skills needed for client-facing insurance responsibilities.
Training may include:
- Virtual onboarding.
- State insurance licensing guidance.
- Insurance product education.
- Customer-service development.
- Client relationship management.
- Consultative sales techniques.
- Virtual presentations.
- Electronic enrollment procedures.
- Digital recordkeeping.
- Communication and problem-solving.
- Goal setting and accountability.
- Performance tracking.
- Team collaboration.
- Coaching and leadership development.
Ongoing mentorship and professional-development opportunities are available.
Training is provided at no cost but is not hourly compensated.
State Insurance Licensing Requirements
Applicants do not need an insurance license when submitting an application.
However, representatives must obtain the appropriate state Life & Health Insurance License before performing activities requiring insurance licensure .
Licensing guidance is available.
Candidates are responsible for applicable expenses, including study materials, examination fees, background screening, fingerprinting, and state licensing fees.
Applicants should be willing and financially prepared to complete the licensing process.
Professional Support and Recognition
Qualifying representatives may have access to:
- Medical insurance reimbursement opportunities.
- Company-supported life insurance.
- Accidental Death Benefit coverage.
- Renewal and residual income opportunities.
- Professional mentorship.
- Leadership-development programs.
- Union representation where applicable.
- Virtual business technology and resources.
- Performance recognition programs.
Medical reimbursement is not traditional employer-sponsored health insurance.
All benefits and programs are subject to applicable eligibility and qualification requirements.
Performance Incentives
Qualifying representatives may have opportunities to participate in:
- Company-sponsored incentive travel.
- Leadership conferences.
- Professional-development events.
- Performance recognition programs.
- Achievement awards.
- Team-building experiences.
All incentives are performance-based and subject to qualification requirements.
Leadership and Career Advancement
This opportunity provides a foundation for individuals interested in future team-development and leadership responsibilities.
Potential professional-development paths may include:
Client Benefits Representative → Senior Advisor → Trainer/Mentor → Team Leader → Sales Management → Advanced Leadership
Advancement depends on performance, qualifications, demonstrated leadership ability, and available opportunities.
Leadership or management advancement is not guaranteed.
Who We're Looking For
We're interested in individuals who demonstrate:
- Strong verbal and written communication.
- Excellent listening and relationship-building skills.
- Professionalism and integrity.
- Initiative and personal accountability.
- Organization and time-management abilities.
- Problem-solving and critical-thinking skills.
- Comfort with performance-based goals.
- Ability to work independently.
- Willingness to collaborate with a virtual team.
- Coachability and openness to feedback.
- Interest in professional development.
- Motivation to grow into future leadership responsibilities.
Experience in customer service, sales, operations, retail management, hospitality, healthcare, education, recruiting, military leadership, account management, financial services, or entrepreneurship may be helpful but is not required.
Minimum Requirements
Applicants must:
- Be at least 18 years old.
- Be physically located within an eligible U.S. location.
- Be legally authorized to work in the United States.
- Have access to a dependable desktop or laptop computer.
- Maintain reliable high-speed internet.
- Have webcam and microphone capability.
- Maintain a professional home workspace.
- Be comfortable communicating through Zoom and phone.
- Be willing to complete required training.
- Be comfortable with consultative insurance sales.
- Understand the commission-only compensation structure.
- Hold or be willing and able to obtain the required state Life & Health Insurance License.
- Meet applicable licensing and background requirements.
About AO Globe Life
AO operates within the American Income Division of Globe Life, serving working families through life, accident, and supplemental health insurance products.
Our representatives work virtually while receiving support from experienced trainers, mentors, and agency leaders.
We emphasize professional service, integrity, accountability, teamwork, continuous learning, and performance-based development.
Our Mission: Protect Every Child. Serve All Working People.
Virtual Interview Process
Qualified applicants will first receive an approximately 15-minute career overview explaining the opportunity, compensation structure, licensing requirements, client process, training, and leadership-development path.
Interested candidates may then participate in a live Zoom interview with our hiring team.
Ready to Build Your Leadership Potential?
If you're motivated, enjoy helping people, and want to explore a remote career combining client service, insurance sales, professional development, and potential leadership advancement, we encourage you to apply.
Please apply only if you meet the minimum requirements, understand the commission-only compensation structure, and are willing and able to complete the required insurance licensing process.
Apply today with your updated resume to be considered for our Remote Client Leadership Advisor opportunity with AO Globe Life.
Work From Home. Serve Families. Develop People. Build Your Future.
Important Information About This Opportunity
This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.
Candidates selected to move forward should be prepared to:
• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense
No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.
This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.
American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.
Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.