About this role
Remote Benefits Leadership Associate
Company: AO Globe Life – American Income Division
Location: Peoria, IL 61602 | 100% Remote
Schedule: Flexible | Full-Time Opportunity
Position Type: 1099 Independent Contractor
Compensation: Commission Only | Weekly Commissions | Performance Incentives
Experience: Entry Level Welcome | Leadership Experience Preferred
Training: Virtual Onboarding | Licensing Guidance | Leadership Mentorship
## Build Your Career. Develop Your Leadership Skills.
Make an Impact From Home.
Are you motivated, people-focused, and ready to develop your professional skills while working from home?
Do you have experience in customer service, management, sales, operations, or team development—or an interest in growing into a leadership role?
AO Globe Life is seeking dependable, ambitious individuals to join our virtual team as Remote Benefits Leadership Associates .
This opportunity combines client relationship management, insurance benefits education, consultative sales, professional mentorship, and performance-based leadership development.
You'll begin by learning our client consultation process, helping working families understand available insurance benefits, and developing the knowledge needed to support and mentor other representatives.
As you demonstrate professionalism, consistency, and strong performance, you may qualify for additional responsibilities involving recruiting, coaching, team development, and leadership.
No previous insurance experience is required to apply.
Why Join Our Virtual Team?
100% Work From Home
Conduct client appointments, participate in training, and collaborate with your team through Zoom, phone, and digital business systems.
Flexible Scheduling
Organize your work activities around client appointments, follow-up, training, and professional-development responsibilities.
Company-Provided Client Opportunities
Connect with prospective clients through company-provided leads without purchasing leads or conducting door-to-door prospecting.
Weekly Commission Opportunities
Earn commissions on eligible completed business, with opportunities for performance bonuses and qualifying renewal income.
Leadership Training and Mentorship
Develop skills in communication, coaching, team building, recruiting, accountability, and performance management.
Performance-Based Advancement
Qualified representatives may pursue additional leadership responsibilities based on results, professional development, and available opportunities.
Your Responsibilities
Help Families Understand Available Benefits
You'll work with prospective and existing clients through scheduled virtual appointments.
Responsibilities include:
- Contact company-provided prospective clients.
- Schedule and conduct Zoom and phone consultations.
- Listen carefully to individual and family protection needs.
- Explain the benefit consultation process.
- Build professional client relationships.
- Answer general questions clearly and respectfully.
- Maintain accurate appointment information.
- Provide consistent communication and follow-up.
Once appropriately licensed, you'll also:
- Explain available life insurance products.
- Review accident and supplemental health insurance options.
- Conduct needs-based benefit consultations.
- Recommend suitable coverage choices.
- Assist eligible clients with electronic applications.
- Complete required enrollment documentation.
- Provide appropriate policy-service follow-up.
- Follow applicable state insurance regulations and company procedures.
Develop Leadership and Coaching Skills
As you qualify for additional responsibilities, you may:
- Mentor developing representatives.
- Assist with virtual training sessions.
- Support recruiting and onboarding.
- Help team members improve client communication.
- Participate in team-development meetings.
- Support performance tracking.
- Encourage professional accountability.
- Help identify coaching opportunities.
- Recognize strong performance.
- Contribute to a positive and collaborative team culture.
Leadership responsibilities and supervisory authority depend on qualifications, performance, and available opportunities.
This is not a guaranteed immediate salaried management appointment.
A Career Path Built on Performance
Our professional-development approach emphasizes learning the client process before coaching others.
Stage 1 — Training and Licensing
Learn insurance fundamentals, client consultation procedures, virtual presentations, and electronic enrollment.
Stage 2 — Client Service and Production
Build client relationships, develop consistent performance, strengthen communication skills, and demonstrate accountability.
Stage 3 — Leadership Development
Qualified representatives may progress into mentoring, recruiting, coaching, and team leadership responsibilities.
Advancement depends on demonstrated ability, performance, business needs, and available opportunities.
Company-Provided Leads — No Traditional Cold Calling
Representatives receive access to company-provided prospective client opportunities.
Your responsibilities include contacting interested individuals, arranging appointments, conducting benefit consultations, and providing follow-up.
The typical client process is:
Connect → Understand → Educate → Recommend → Enroll → Support
There is no requirement to purchase leads.
Outbound calls and appointment follow-up are part of the position.
Traditional random cold calling and door-to-door prospecting are not required.
Weekly Commission-Based Compensation
Important Compensation Information
This opportunity is structured as a 1099 independent contractor position with 100% commission-based compensation .
There is no guaranteed hourly wage, base salary, or traditional W-2 employee benefits package.
Potential compensation opportunities include:
- Weekly commissions on eligible completed business.
- Performance-based bonuses.
- Renewal and residual income opportunities.
- Additional achievement incentives.
- Qualifying leadership-related compensation.
Individual earnings depend on completed business, production, qualifications, and results.
Income is not guaranteed, and individual earnings vary.
Applicants should understand and be comfortable with the commission-only compensation structure before applying.
Training and Professional Mentorship
Previous insurance experience is not required.
Training and development may include:
- Insurance product fundamentals.
- State licensing preparation guidance.
- Client needs assessments.
- Professional communication.
- Consultative insurance sales.
- Virtual benefit presentations.
- Electronic enrollment systems.
- Client relationship management.
- Recruiting fundamentals.
- Team coaching.
- Performance tracking.
- Leadership communication.
- Goal setting and accountability.
- Virtual meeting facilitation.
- Team development.
Ongoing mentorship and coaching are available.
Training is provided at no cost but is not hourly compensated.
State Insurance Licensing
You do not need an insurance license to submit an application.
However, the appropriate state Life & Health Insurance License is required before conducting activities that require insurance licensure .
Licensing guidance and preparation support are available.
Candidates are responsible for applicable expenses, including study materials, examination fees, background screening, fingerprinting, and state licensing fees.
Applicants should be willing and financially prepared to complete the required licensing process.
Work From Home Requirements
You'll need:
- A dependable desktop or laptop computer.
- Reliable high-speed internet.
- Webcam and microphone capability.
- Phone access.
- A quiet, professional workspace.
- Basic computer proficiency.
- Comfort learning Zoom and web-based systems.
- Ability to participate in virtual training and meetings.
The company provides access to designated digital presentation and electronic enrollment tools.
Personal computer equipment and home internet service are not provided or reimbursed.
Professional Support and Recognition
Qualifying representatives may have access to:
- Medical insurance reimbursement opportunities.
- Company-supported life insurance.
- Accidental Death Benefit coverage.
- Renewal and residual income opportunities.
- Professional mentorship.
- Leadership-development programs.
- Union representation where applicable.
- Digital business tools.
- Performance recognition programs.
Medical reimbursement is not traditional employer-sponsored health insurance.
Eligibility, production, and qualification requirements apply.
Recognition and Incentives
Qualifying representatives may have opportunities to participate in:
- Performance bonuses.
- Achievement recognition.
- Company-sponsored incentive travel.
- Leadership conferences.
- Professional-development events.
- Team recognition programs.
These opportunities are performance-based and are not guaranteed.
Who We're Looking For
We're interested in individuals who demonstrate:
- Strong communication and interpersonal skills.
- Leadership potential or previous supervisory experience.
- Confidence working with clients.
- A customer-focused mindset.
- Strong organization and time management.
- Dependability and personal accountability.
- Professionalism and sound judgment.
- Ability to work independently.
- Comfort using virtual technology.
- Willingness to learn consultative sales.
- Interest in coaching and mentoring others.
- Ability to work toward measurable goals.
- Coachability and openness to feedback.
Previous experience in customer service, management, operations, sales, recruiting, banking, healthcare, hospitality, education, administration, or client relations may be beneficial.
Minimum Requirements
Applicants must:
- Be at least 18 years old.
- Reside within an eligible U.S. location.
- Be legally authorized to work in the United States.
- Have access to a dependable computer or laptop.
- Maintain reliable high-speed internet.
- Have webcam and microphone capability.
- Maintain a professional home workspace.
- Be comfortable conducting Zoom and phone appointments.
- Be willing to complete required training.
- Be comfortable with consultative insurance sales.
- Understand the commission-only compensation structure.
- Hold or be willing and able to obtain the required state Life & Health Insurance License.
- Meet applicable licensing and background requirements.
Career Growth and Leadership Development
Qualified representatives may pursue opportunities involving:
- Senior client benefits services.
- Training and mentoring.
- Team coaching.
- Recruiting and onboarding.
- Team leadership.
- Sales management.
- Advanced leadership development.
Advancement depends on performance, qualifications, professional development, and available opportunities.
Leadership advancement is not guaranteed.
About AO Globe Life
AO operates within the American Income Division of Globe Life, helping working families understand available life, accident, and supplemental health insurance benefits.
Our virtual business model combines client service, consultative insurance sales, professional mentorship, and performance-based leadership development.
We value integrity, accountability, professionalism, teamwork, and continued learning.
Our Mission: Protect Every Child. Serve All Working People.
Virtual Interview Process
Qualified applicants will first receive an approximately 15-minute career overview explaining the opportunity, compensation structure, licensing requirements, training, client process, and leadership-development opportunities.
Interested candidates may then participate in a live Zoom interview with our hiring team.
Ready to Build Your Leadership Career?
If you're motivated to help families, build meaningful client relationships, develop valuable professional skills, and pursue performance-based leadership opportunities, we'd like to hear from you.
Please apply only if you meet the minimum requirements, understand the commission-only compensation structure, and are willing and able to complete the required insurance licensing process.
Apply today with your updated resume to be considered for our Remote Benefits Leadership Associate opportunity with AO Globe Life.
Lead With Purpose. Help Families. Develop People. Build Your Future.
Important Information About This Opportunity
This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.
Candidates selected to move forward should be prepared to:
• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense
No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.
This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.
American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.
Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.