Lending Transaction Associate - Post Approval Unit

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success.

As a Lending Transaction Associate within PNC's Commercial Lending Operations organization, Post Approval Unit (PAU) you will be based remotely within the following Commercial Loan Hubs located in Denver, Colorado; Phoenix, Arizona; Pittsburgh, Pennsylvania; Dallas, Texas; Cleveland, Ohio and Kalamazoo, Michigan. Hours: 10:00 AM – 7:00 PM EST/ 1 hour for lunch.

We are seeking a motivated and detail-oriented Lending Transaction Associate to support due diligence, documentation, and transactional activities for a variety of commercial loan and collateral types. This role works closely with internal market partners, credit teams, and third-party vendors to obtain, validate, and organize all necessary documentation for the Commercial Lending Operations Organization . You will help ensure accurate and timely completion of finance requests while contributing to an exceptional client experience. In this role, you will perform the following duties…

• Independently and proactively manage a pipeline of various documentation processing types
• Obtain, review, and validate due diligence documentation for multiple loan and collateral types.
• Communicate with market partners and credit teams to gather required information.
• Coordinate with third party vendors to request and review: UCC searches, operating agreements, entity good standing certificates, property and lien reports, title commitments, insurance documentation.
• Collect all required information the Documentation Specialist will need to advance work flow accurately and efficiently.• Create, organize, and maintain files for complex transactions.
• Identify documentation exceptions, escalate appropriately, and resolve issues promptly.
• Meet and maintain established quality, accuracy, and productivity standards.
• Ensure correct evidencing and file storage within shared drives and loan origination systems.
• Adhere to all job aids, standard operating procedures, and compliance guidelines.

Required Qualifications:
• 1 year of experience in commercial lending, loan operations, documentation, or due diligence.
• Working knowledge of UCCs, title work, collateral documentation, and entity structure documentation.
• Strong organizational skills with the ability to manage multiple active transactions.
• Clear and professional communication skills with internal partners and external vendors.
• High attention to detail and ability to work accurately under time constraints.
• Proficiency with standard office software and document management systems.

Preferred Qualifications:
• Prior experience in Commercial Business Banking or Commercial Lending Operations is a plus.
• Experience supporting underwriters, loan closers, or documentation specialists is a plus.
• Familiarity with insurance requirements, title commitments, and lien documentation is a plus.
•Experience with the following internal PNC systems is a plus: CSX, ACBS, SharePoint, CLO Library, One Note, CLD Guide, CSC and or United One is a plus.

This position may be eligible for remote work in select geographic locations, subject to approval by PNC. If approved, work must be conducted from a quiet, secure, and confidential home-based workspace. Occasional in-office participation may be required based on business needs.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

- Performs functions in the documentation, funding, and due diligence requirements of standard or complex transactions being financed by PNC, or bought from/sold to other institutions. May provide client-facing service directly or with senior coordinators and interact with external business partners. May provide on-the-job training or coaching.
- Determines, reviews and issues required legal documents for transactions while ensuring all terms are met. Prepares and issues legal documents to client for complex transactions.
- Interacts with internal and external contacts to gather necessary information and coordinate closing. Directs work flow as needed to ensure client expectations are met. Builds relationships with legal counsel, vendors and internal partners.
- Gathers, reviews and analyzes all information from internal and external parties specific to transactions, some of which are complex. Resolves inquiries/issues as necessary. Complies with necessary regulations, internal procedures, and may assist in response to audit exceptions.
- Validates that transaction structures match pricing models. Assures potential for perfection of security interest for transactions and/or requests approval for exceptions.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

- Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
- Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

## Preferred Skills
Communication, Detail-Oriented, Meeting Deadlines, Multitasking

## Competencies
Accuracy and Attention to Detail, Collaborating, Data Gathering and Reporting, Decision Making and Critical Thinking, Effective Communications, Managing Multiple Priorities, Operational Functions, Products and Services, Regulatory Environment - Financial Services

## Work Experience
Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

## Education
Bachelors

## Certifications
No Required Certification(s)

## Licenses
No Required License(s)

Language Assessments

No Required or Preferred Language Assessments

Pay Transparency

Base Salary: $41,250.00 – $75,625.00

Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window

Generally, this opening is expected to be posted for two business days from 10/06/2026, although it may be longer with business discretion.

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.

In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com .

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Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at [email protected] . Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses.  Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace.  We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

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