Senior Underwriter, Contractors Environmental & Professional Liability

Description
Join a dynamic, collaborative team focused on helping contractors manage some of their most complex environmental and professional liability risks. In this role, you’ll evaluate unique exposures, develop thoughtful insurance solutions, and work closely with brokers, clients, claims partners, and internal stakeholders to deliver meaningful value.  This is an opportunity to combine technical expertise with commercial judgment. You’ll review submissions, analyze operations and contracts, assess pollution and professional liability exposures, evaluate loss history, and structure terms that support both customer needs and a strong, sustainable portfolio. Because every account is different, the work is varied and requires curiosity, creativity, and a willingness to think beyond standard solutions.  You’ll have the opportunity to learn from experienced professionals, contribute to important decisions, build trusted relationships while maintaining a strong focus on technical excellence and customer service.

The Environmental Division of Liberty Mutual is seeking a Sr. Underwriter to produce and maintain a profitable book of Contractor’s Environmental Legal Liability (CELL) and Designers & Contractors Professional Liability (DCPL) business in our Environmental Construction Unit (ECU).  Responsibilities would include underwriting contractor pollution and professional policies within underwriting authority with limited guidance from leadership.  As well as make decisions on whether to underwrite business by making analytical, data-driven decisions based on data and information provided, including pricing the risk.

Key Responsibilities

- Leverage market presence and knowledge to develop and underwrite profitable business.
- Handle a substantial environmental pollution book of business.
- Gather underwriting information, review, analyze, price and document, new and assigned renewal Contractors Pollution Liability and combined form Pollution / Professional business subject to established Underwriting Guidelines.
- Prepare quotes and binders and review policies and endorsements for accuracy.
- Manage portfolio of brokers/agents and clients.
- Develop and support marketing strategies to increase submission flow (will require limited travel)
- Provide exceptional service to brokers by following workflow procedures on new and renewal business in order to achieve production goals and service goals (policy issuance and file documentation).

- Drive new business submission and premium growth through strategic sales and marketing efforts with our broker partners and internal cross-sell initiatives with other profit centers

Qualifications
- Bachelor’s degree required; environmental science or similar degree preferred
- 3-5 years of Contractors Pollution Liability and combined form Pollution / Professional Liability underwriting experience with an environmental insurance company, or 3-5 years of brokerage experience placing Contractors Pollution Liability and combined form Pollution / Professional Liability policies.
- Excellent analytical and quantitative skills.
- Exceptional interpersonal and communication skills.
- Initiative and ability to work independently.
- Ability to collaborate effectively across teams, stakeholders, and partners.
About Us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

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