Analyst, Credit Analyst (6 Months Contract)

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

What you'll do:

As a Credit Analyst based in Singapore, you will play a pivotal role in evaluating the financial health of Japanese corporate clients. Your day-to-day responsibilities will involve analysing complex financial statements, assessing credit proposals from marketing teams, and monitoring market conditions that may impact client portfolios. Success in this role requires attention to detail, strong interpersonal skills, and a commitment to supporting your colleagues through collaborative efforts.

- Conduct thorough financial analysis including financial spreading, credit review, rating assessments, and periodic covenant checks for assigned Japanese corporate clients.
- Evaluate credit proposals and rating applications submitted by the marketing department, ensuring all relevant information is considered. Monitor economic and business environments proactively to identify potential credit issues affecting assigned accounts.
- Collaborate closely with colleagues across departments to ensure accurate and timely completion of credit reviews.
- Maintain up-to-date records of client financials and credit ratings, adhering strictly to regulatory requirements and internal policies.
- Support the team in preparing detailed reports on creditworthiness and risk factors for management review.
- Participate in regular training sessions to enhance your understanding of industry best practices and regulatory changes.
- Engage with clients as needed to clarify financial information or resolve queries related to credit assessments.
- Work together with other analysts to ensure consistency in credit evaluation processes across the portfolio.

What you bring:

The ideal candidate for the Credit Analyst role brings proven academic credentials alongside practical experience in corporate credit analysis or accounting. Your ability to manage time efficiently, show initiative, and collaborate within a team-oriented setting will be crucial for success.

- Degree in Business, Accountancy or Economics is required for this position, ensuring you have a solid foundation in financial principles.
- At least one year of corporate credit experience within the banking industry is preferred; however, candidates with strong accounting backgrounds but no prior experience are also encouraged to apply.
- Excellent time management skills enable you to handle multiple tasks efficiently while meeting deadlines consistently.
- Strong initiative skills demonstrate your willingness to take responsibility for tasks and contribute ideas that improve processes.
- Ability to work effectively in a team-oriented environment ensures harmonious collaboration with colleagues across departments.
- Proficiency in Microsoft Office applications allows you to prepare detailed reports and analyses with ease.
- A keen awareness of economic trends helps you anticipate potential risks affecting client portfolios.
- Good communication skills facilitate clear interactions with both internal stakeholders and external clients when discussing credit matters.
- Commitment to ongoing learning means you actively participate in training sessions designed to enhance your industry knowledge.
- Attention to detail ensures accuracy when reviewing financial documents or preparing credit assessments.

What's next:
If you are ready to advance your career as a Credit Analyst within a supportive team environment, we encourage you to submit your application today!

We regret to inform that only shortlisted applicants will be notified.

Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.