Director-Compliance

Director, Compliance Officer – U.S. Credit & Fraud Risk

Description

This position will play a key leadership position as a line of business compliance officer within the Global Compliance & Ethics organization providing compliance oversight over the U.S. operations of the Credit and Fraud Risk organization (CFR) at American Express.

As the Director of Compliance, U.S. CFR, the successful candidate will lead a team responsible for providing independent compliance oversight and second-line effective challenge to help ensure the business is building, enhancing, and maintaining an effective framework for compliance with applicable internal policies, laws, regulations.

Minimum Qualifications

Qualifications:

- Essential regulatory knowledge of U.S. credit laws and regulations, including Unfair, Deceptive, or Abusive Acts or Practices (UDAAP); the Electronic Fund Transfer Act (Reg E); the Equal Credit Opportunity Act (Reg B); the Fair Credit Reporting Act (FCRA); the Fair Debt Collection Practices Act (FDCPA); the Truth in Lending Act (TILA/Reg Z); Reg V; Fair Lending requirements; the Servicemembers Civil Relief Act (SCRA); the Military Lending Act (MLA); privacy regulations; emerging AI regulations; and other applicable federal and state laws and regulations.
- Ability to research, assess and determine regulatory impact to business systems, processes and initiatives.
- Excellent collaboration, teamwork, and project management skills, with the ability to work effectively in cross-functional teams within a fast-paced environment to drive business results. Demonstrates creative thinking, manages competing priorities effectively, and adapts easily to frequent change.
- Effective verbal and written communication skills, including the ability to persuade and influence a broad spectrum of constituents at multiple levels.
- Strong interpersonal skills and ability to effectively interact at multiple levels within the organization and with external counterparties.
- Ability to understand and integrate business operational and systemic details when applying legal and policy requirements.
- Self-motivated, with a high level of personal energy and commitment.

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.