Claims Adjudicator

Best Doctors Insurance Services, LLCGuayaquil, GuayasOn-siteFull-timeMid level, 2–5 yearsListed 1 month ago

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About this role

POSITION PURPOSE:

Effectively and accurately applies policy conditions of coverage, processing guidelines and cost containment knowledge into the adjudication of global health claims and comprehensive cases.

ESSENTIAL JOB DUTIES AND RESPONSIBILITIES:

- Processes all types of global health insurance claims

- Conduct claims analysis reviewing in detail claim documentation, medical reports and supporting documentation to decide compensability

- Examine with accuracy policy and member information, plan conditions of coverage and processing guidelines against claim documentation to determine benefit application

- Conduct post claim underwriting reviews to identify possible pre-existing condition

- Utilize anti-fraud policies to mitigate fraud possibility for submitted claims

- Review benefit letter / medical authorizations for cost and benefit application

- Evaluate claim compensability based on procedures performed, treatment intensity and diagnosis

- Validate benefit accumulators, patient responsibility, duplicate claim prevention and provider discount

- Assign ICD-10 codes along with valid procedure codes when necessary

- Apply Usual, Customary and Reasonable pricing guidelines to determine acceptable claim cost

- Maintain acceptable productivity and turnaround times for all assignments

- Maintain high work accuracy and quality scores

- Support team with versatile assignments related to department needs

Qualifications

DESIRED MINIMUM QUALIFICATIONS:

- Proficiency in Microsoft product suite (i.e. Microsoft Office, Word, Excel, etc.)

- Strong analytical, problem solving and negotiating skills

- Ability to adapt quickly in fast paced environment

- Detail oriented with exceptional organizational and communication skills

- Complete Fluency in English, Spanish (Portuguese a plus)

- Proven ability to work independently and meet determined deadlines

- Ability to navigate and enter data utilizing multiple systems and screens

Education and Experience:

- Associates Degree or commensurate work experience

- Billing/Coding Certification preferred

- Minimum of 3 years experience in Health Insurance Industry