Specialist, Risk Management (Emiratized)

Job Purpose:

- Candidate to Support the ICAAP / Stress Testing unit in the execution and ongoing improvement of the Bank’s enterprise-wide stress testing programme while developing practical knowledge of enterprise risk management.
- Assist with data collection, preparation, validation and scenario execution for stress testing, risk appetite, ICAAP and related risk exercises under appropriate guidance and supervision.
- Prepare accurate and timely analysis, working papers and presentation materials, and build effective working relationships with internal stakeholders.

Key Accountabilities:

Group-wide ICAAP & Internal Stress Testing Framework

- Assist with recurring enterprise-wide and portfolio-level stress-testing activities, including data preparation, scenario application, consolidation and review of results under supervision.
- Coordinate with Finance, Risk, Business, Treasury and other stakeholders to obtain complete, accurate and timely inputs in approved templates.
- Perform data-quality checks, reconciliations, variance analysis and reasonableness reviews; maintain clear evidence of controls, assumptions and issue resolution.
- Support the analysis of stress-test impacts on capital, profitability, credit quality and key risk indicators, and help investigate material movements and concentrations.
- Prepare management information, dashboards, presentations and committee materials for the Stress Testing unit and relevant governance forums.
- Provide analytical and administrative support for ICAAP, risk appetite monitoring, recovery planning and other regulatory or internal risk assessments.
- Maintain organized process documentation, data dictionaries, working papers and records of submissions, reviews and approvals.
- Maintain action trackers and follow up on agreed items arising from management review, audit or regulatory feedback.
- Identify practical opportunities to simplify templates, improve data quality and make recurring reporting more efficient.
- Undertake ad hoc risk-analysis assignments in support of the Stress Testing unit’s priorities.

Minimum Qualification:

- Bachelor’s degree in Finance, Economics, Accounting, Statistics, Mathematics, Data Analytics or a related discipline.
- Basic understanding of financial statements, banking or risk-management concepts, with a strong interest in developing expertise in stress testing and enterprise risk.
- Good working knowledge of Excel and PowerPoint; exposure to other financial tools and platforms is an advantage.
- Good numerical and analytical ability, attention to detail and a structured approach to problem-solving.
- Clear written and verbal communication and willingness to coordinate with colleagues across Risk, Finance and Business functions.
- Curiosity, integrity, ownership and a strong willingness to learn through guidance, feedback and on-the-job training.