Senior Risk Officer

Inpay is hiring a Senior Risk Officer, in a senior role reporting directly to the Chief Risk Officer, to be the right hand of the CRO: the person who owns our senior stakeholder relationships on risk, builds our AI framework for risk, and runs business-wide risk assessments that leadership can act on. You bring 7 to 9 years of hands-on, banking-grade risk experience, work autonomously, and make the call when it matters. You support the Risk Committee and share your expertise freely with our most senior leaders.

What you will do

Own senior stakeholder management on risk

- Be the trusted risk counterpart to your colleague s, the the executive team , the board and business leaders

- Translate risk into clear decisions, options and recommendations, not just findings

Architect our AI framework for risk

- Design and own the framework for how AI is used in risk management, with governance and controls built in

- Model risk using AI, turning data into early warnings and better decisions

Run business-wide risk assessments

- Conduct risk assessments across the whole business, covering a broad variety of risk types

- Define, monitor and report Key Risk Indicators (KRIs) that show where we are heading, not only where we have been

Be the CRO’s right hand

- Deputise for and support the Chief Risk Officer on day-to-day and strategic risk topics

- Support and help running Take an active seat on the Risk Committee and bring proposals, not just problems

Share your expertise at the top

- Share your know-how openly with the Chief Risk & Compliance Offic er Risk Officer and Chief Compliance Officer , bringing practical, hands-on experience they can learn from

- Strengthen governance maturity across the organisation

What you bring

- 7 to 9 years of experience in risk, with a banking background

- Real hands-on experience: you have done the work, not only overseen it

- Knowledge of a wide variety of risks, such as credit, operational, compliance, financial crime, third-party and technology risk

- Proven ability to model risk using AI and to put that into practice

- Experience designing and running business-wide risk assessments with KRIs

- Governance maturity: you know how to build, run and challenge risk committees, policies and controls

- Deep expertise, and a genuine willingness to share it with senior risk and compliance leaders

- Strong senior stakeholder skills, from the executive team to the board

How you work

Customer focused - You ask whether a risk decision solves a real human problem, and keep customer outcomes in view

Decision maker - You weigh the facts, make the call and own the result

Solution giver - You bring suggestions and solutions to every risk you raise

Action oriented - You take initiative, and when something stalls you ask why and find a way around it

Autonomous and a team player - You work independently, and you share credit and learning across Risk, Compliance and the business

Knowledge sharer - You know your stuff, happily share it, and lift the standard around you

What we offer

From competitive salaries and flexible working hours, to professional development and health insurance, we strive to offer one of the best working environments around. But check out our careers page to find out even more.

At Inpay, our core values drive our success. We seek individuals who embody these values:
Customer First: You demonstrate professionalism, prioritize customer satisfaction, and deliver high-quality results.
Raise the Bar: You maintain a positive attitude, foster resilience and adaptability, and strive for continuous improvement.
Accountability: You take responsibility for tasks, show initiative in problem-solving, and meet commitments.
Fearless Innovation: You embrace a growth mindset, seek learning opportunities, and drive innovation.
Together We Can: You build positive relationships, collaborate effectively, and support team success.
Action: You are proactive, action-oriented, and committed to delivering results.
If these values resonate with you - and you’re based in Copenhagen or within commuting distance  - we would love to hear from you.
What we offer: From flexible working hours to social events, professional development, and health insurance, we strive to offer one of the best working environments around.
Our smart technology, innovative products, robust compliance, and in-house experts from 45+ countries solve complex payment challenges with an industry-leading 99% transaction success rate. We are regulated by the Danish Financial Supervisory Authority.
Our headquarters are in the royal quarter of central Copenhagen
 You can see a snapshot of what working life looks like here. Find out more about Inpay here.