Finance Business Partner

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Pay Transparency
The estimated salary range for a new hire into this position is €59.150 - €97.175 which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, Pension, Life Insurance, Annual Leave, and Wellness Program.


Job Description

This senior manager role will play a critical part in providing strategic finance partnership, commercial insight and challenge across the full P&L to the Southern Europe (SE) business.  The jobholder will report directly to the SE Cluster CFO and work closely with country managers and sales leads, operating within a matrix organization.

Key activities include the following:

- Partner with Account Executives, Business Development teams and Country Managers to provide strong financial insights of past client and market performance e.g. Payments Volume growth rates of clients, market share analysis – and to produce accurate forecasts for future performance.
- Partner with business teams to commercially challenge investment asks, including Client Incentive Agreements (CIAs), and ensure well defined business cases and success measures.
- Ensure local SE insights are shared with the Financial Planning & Analysis and other Finance teams throughout the year, in planning and the review of actuals, to feed into the overall Visa Europe view.

Broad Finance experience – across planning, reporting and controllership – is required and, above all, commercial and financial acumen.  Integral to the position is the ability to build partnerships and maintain strong relationships with Business and Finance leads and their teams. A proactive and curious mindset to dive into details yet see the bigger picture is essential.

There are eight markets in Southern Europe of which around two or three will be allocated to this role (to be determined).

Key Accountabilities

Commercial Finance Partnering :

- Review monthly the driver trends impacting the market and individual client performance and share insights back to AEs and Country Managers.
- Provide insights on market performance e.g. yield analysis, market share.
- Based on latest driver trends, ensure that client incentive accruals and projections are updated to reflect latest performance and highlight any materials risks / opps to the Cluster CFO and Europe FP&A.
- Commercially challenge investment asks to ensure optimal use of resources, balancing short-term results with long-term strategies.
- Review and provide the Cluster CFO with recommendations for all ‘in a box’ client incentive agreements, and share expertise to influence the larger deals and assess P&L implications.
- Drive uptake of Value Added Services (VAS) through informed analytics of client performance.

Finance Planning & Analysis:

- Ensure that the AEs and Country Managers are regularly updated on financial performance.
- Contribute to all planning activities for SE, Revenue drivers analysis and forecasting.  A new planning tool will be implemented in the next six months and making this tool effective will be a key deliverable.
- Provide insight into key variances and business trends and identify risk and opportunities (plus mitigating actions) to ensure delivery on targets.
- Lead the business planning, budgeting and forecasting processes for your markets.  Coordinate inputs from the various functions for both revenues and costs, plus lead the review and challenge processes.

Internal Control & Support:

- With the leadership of Europe Controllership team, safeguard the accuracy in financial accounting and reporting, while ensuring SOX compliance.
- Assert financial controls to mitigate corporate risk and drive financial stewardship.  Support Europe Tax, Controllership and Sourcing teams and local statutory regulation as required.

Essential Criteria:

- Commercial focus, with a record of analyzing business performance, identifying trends and issues, and challenging the norm.  Broad understanding of the payment landscape and VISA products and solutions is desirable.
- Business Partnering experience with progressively increasing responsibilities.  Ability to build and cultivate effective relationships with senior executives and stakeholders within the business and the Finance function at a regional and global level.
- Excellent analytical and problem-solving skills, with demonstrated intellectual and analytical curiosity and rigor, and the ability to interpret trends, identify issues and recommend actions.
- Strong Excel and data skills, and evidence of putting AI to effective use, are a must.  Experience across a range of financial systems and data analytics tools is highly desirable.
- Proven self-starter, pro-active and hands-on in their approach to all activities, with a track record of delivering to deadlines.  Excellent presentation skills, including strong oral and writing capabilities.
- Team oriented, collaborative, diplomatic and flexible, with the appetite to coach and train others.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

- Degree in Finance, Accounting, Economics, Business or a related discipline, or equivalent relevant professional experience.
- Recognized professional accountancy qualification (such as ACA, ACCA or CIMA), or an equivalent international qualification, is preferred.
- Minimum of 8 years of relevant experience in commercial finance, FP&A or finance business partnering, with progressively increasing responsibilities and ownership of P&L analysis, budgeting, forecasting and investment appraisal in a complex, matrix organization.
- Strong grounding in financial accounting, internal controls and financial governance, with the ability to apply these principles to commercial decision-making.
- Experience using enterprise financial planning and reporting systems; involvement in implementing or enhancing planning tools and processes is desirable.
- Experience in payments, financial services or a similarly commercially driven international business is desirable.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa welcome and encourages application from persons with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.