Financial Services - Regional Business Strategy Manager (Merchant Financing / Insurance) - Global Payment

Team Overview:
The Financial Services Strategy and Business Analytics team within Global Payments supports the development and expansion of ByteDance’s international payments and financial services businesses, spanning payments, wallets, consumer lending, merchant financing, and insurance. We combine market research, competitive intelligence, and business analysis to inform market entry, product strategy, and business decisions. By joining the team, you will build deep expertise in global fintech markets and help shape the growth of ByteDance’s payments and financial services businesses.

Responsibilities:
1. Lead strategic research and business planning for financial services, including merchant financing and insurance. Assess market size, growth potential, customer needs, and competitive dynamics to define priority markets, customer segments, and product offerings;
2. Drive assessments of global industry trends and leading players’ product strategies, business models, and operating performance. Identify growth opportunities and explore new product and partnership models across markets and distribution channels;
3. Lead strategic projects focused on new business development and performance improvement. Assess opportunities, build financial models, and develop business proposals to inform business targets, product roadmaps, and pricing strategies;
4. Evaluate potential partners and commercial proposals. Coordinate with Product, Operations, Risk, Funding, Legal, and Compliance teams to advance partnerships, implement key initiatives, and assess business impact.

Minimum Qualifications
- 5+ years of experience in business research, strategy, business analysis, or management consulting within fintech or e-commerce, with in-depth research or hands-on business experience in merchant financing or insurance.
- Strong understanding of the relevant business models, end-to-end processes, and profitability drivers, with the ability to independently assess opportunities, build financial models, and develop strategies.
- Ability to independently lead complex projects, with end-to-end experience in business planning, new business launches, or performance improvement.
- Sound commercial judgment and strong cross-functional collaboration skills, with the ability to align stakeholders, drive decisions, and deliver results.

Preferred Qualifications
- Bachelor's degree or higher, preferably in Economics, Business, Finance, Insurance, Mathematics, Statistics, or a related field.
- Experience in financial services across overseas markets or in cross-market projects.