Associate Corporate Counsel - Vendor Oversight

Applicants must have current authorization to work in the United States on a full-time basis.

We are seeking an experienced and highly motivated attorney to join our Vendor Oversight team for legal collections. This role is responsible for providing legal guidance, oversight, and risk management for third-party collection agencies, law firms, recovery vendors, and servicing partners operating on behalf of the company. The candidate will serve as an advisor to business stakeholders, perform legal and compliance reviews of vendor operations, conduct annual on-site audits and quarterly performance reviews, and lead strategic initiatives designed to enhance governance, operational effectiveness, and regulatory compliance across the collections ecosystem.  This position requires substantial domestic travel to conduct vendor audits, and review and assess vendor compliance with applicable legal, regulatory, and contractual requirements.

Responsibilities

Provide legal support and guidance regarding third-party collection agencies, collection law firms, and related service providers.  Review and assess vendor compliance with applicable legal, regulatory, and contractual requirements.  Evaluate vendor controls, complaint management processes, litigation practices, consumer communications, licensing requirements, training programs, and data privacy safeguards.

Manage active caseload of files or issues within scope of responsibility.  Perform extensive research of legal principles and precedents. May also engage and partner with firms to ensure compliance with the MCM firm manuals and policies as well as.

Advise business partners on applicable federal and state consumer financial services laws, collections regulations, and ethical obligations.

May assist more senior members of the department on more complex matters and special projects, applying appropriate legal judgment and sound business logic.

Education

Master or Advanced. JD degree from an accredited law school

Passed Bar from any state

Language

Required: English

Experience

Required: 2+ years of relevant legal experience in a variety of legal subjects; prior experience in managing and developing attorneys and staff. Proficiency with Microsoft Word, Excel, PowerPoint, and Outlook. Strong communication, advocacy, and negotiation skills

Preferred: Prior experience in both law firms and corporate settings; prior experience in the collections or financial industry

Starting Compensation
Annual Salary: $85,000.00 - $95,000.00 (Amount based on office location, relevant experience, skills, and competencies)

If you are wondering why you should work for us, here is something to help you decide:

- Pay and Bonuses: Earn a competitive salary. All employees are eligible for monthly incentives or annual bonus.
- Career Progression: Grow at MCM with paid training and development programs – including our very own MCM Academy – as well as a promote-from-within philosophy.
- Reward and Recognition: We are committed to honoring great results – ranging from informal accolades to formal company-wide awards and prizes like all-inclusive vacations.
- Tuition Assistance: Pursue a degree or coursework related to your current role, or the role you are striving for.
- Healthcare Insurance: Take advantage of comprehensive healthcare plans and options to ensure your continued health, plus fitness membership reimbursements, weight watchers, our wellness rewards Program and more.
- Volunteering Opportunities: Enjoy up to eight hours of paid time off each year to volunteer. We also offer volunteer grants and matching financial donations, up to US$ 2,500 per employee annually.
- Retirement Savings: Build a strong financial foundation and reach your goals for the future. With all the effort you invest in us, we’re proud to invest in you.
- New Family Support: Celebrate your new arrival with company paid leave, new parent flex time, and child back-up care options.
- Team-building: Enjoy experiences that inspire bonds with your colleagues through a wide range of company-sponsored team-building events, such as holiday celebrations and department outings.
- Work-Life Balance: Enjoy paid and floating holidays, as well as generous paid-time-off.

Our compensation and benefits programs were created with an 'Employee-First Approach' focused on supporting, developing, and recognizing YOU.  We offer a wide array of wellness and mental health initiatives, support volunteerism, and environmental efforts, encourage employee education through leadership training, skill-building, and tuition reimbursements, and always strive to provide promotion opportunities from within.

About Us

Headquartered in the United States, Encore Capital Group (Encore) is a publicly traded international specialty finance company operating in various countries around the globe. Through our businesses - such as Midland Credit Management and Cabot Credit Management - we help consumers to restore their financial health as we further our Mission of creating pathways to economic freedom. Our commitment to building a positive workplace culture and a best-in-class employee experience have earned us accolades including Great Place to Work® certifications in many geographies where we operate. If you have a passion for helping others and thrive at a company that values innovation, inclusion and excellence, then Encore Capital Group is the right place for you.

Encore Capital Group and all of its subsidiaries are proud to be an equal opportunity employer and are committed to fostering an inclusive and welcoming environment where everyone feels they belong. We encourage candidates from all backgrounds to apply. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status, protected veteran status, disability status, or any other status protected under applicable law. If you wish to discuss potential accommodations related to applying for employment, please contact [email protected] .