About this role
Company: 1201 UOB Hong Kong
About UOB
United Overseas Bank Limited (UOB) is a leading bank in ASEAN with a global network in Southeast Asia, Asia Pacific, Europe and North America. Operating through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, we have a global network of about 430 branches and offices in 19 markets. At the heart of UOB is our culture, shaped by the UOB Way and anchored on our four values – Honourable, Enterprising, United and Committed. For more than 90 years, these values have guided how we do right by our customers, collaborate with one another and create long-term value for the communities we operate in. As One Bank, we are committed to helping our colleagues build sustainable careers grounded in purpose, supported by strong values, and enriched with meaningful opportunities to grow.
Job Description
- Lead the evaluation and approval of corporate banking credit proposals, ensuring alignment with the Bank's risk appetite, credit policies and regulatory requirements.
- Conduct comprehensive credit assessments and investigations for new and existing corporate clients, including large corporates, financial institutions and structured finance transactions.
- Provide independent credit recommendations on new facilities, renewals and annual reviews, and approve credit applications within delegated authority.
- Maintain strong portfolio quality through ongoing monitoring of credit exposures, emerging risks and industry developments.
- Advise relationship managers on credit structuring, risk mitigation strategies and transaction execution.
- Develop, review and enhance credit policies, procedures and approval guidelines to ensure effective risk governance.
- Partner with business, legal, compliance and risk functions to facilitate efficient credit decision-making and sound risk management.
- Represent the credit function in credit committees, regulatory engagements and strategic credit-related initiatives.
- Act as a key liaison between local and regional stakeholders to ensure consistent credit standards and policy implementation.
Job Requirements
- Degree in Finance, Accounting, Economics or a related discipline.
- Minimum 15 years of relevant banking experience, including at least 10 years in a leadership or senior management role.
- Proven experience in corporate credit risk management, credit underwriting and approval of large corporate and complex credit transactions.
- Knowledge of financial analysis, risk assessment, credit structuring and banking products.
- Sound understanding of regulatory requirements and industry practices relating to credit risk management.
- Strong commercial judgment with the ability to balance business growth and prudent risk management.
- Excellent interpersonal, stakeholder management and influencing skills, with the ability to engage effectively with senior management and business partners.
- Strong analytical, decision-making and problem-solving capabilities.
- Holder of ECF on Credit Risk Management accredited by HKIB is required.
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Additional Requirements
Develop (Competency), Engage (Competency), Execute (Competency), Strategise (Competency)
Be a Part of the UOB Family
UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.
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