Senior Officer, Credit Analyst

Company: 1011 United Overseas Bank Ltd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in ASEAN with a global network in Southeast Asia, Asia Pacific, Europe and North America. Operating through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, we have a global network of about 430 branches and offices in 19 markets. At the heart of UOB is our culture, shaped by the UOB Way and anchored on our four values – Honourable, Enterprising, United and Committed. For more than 90 years, these values have guided how we do right by our customers, collaborate with one another and create long-term value for the communities we operate in. As One Bank, we are committed to helping our colleagues build sustainable careers grounded in purpose, supported by strong values, and enriched with meaningful opportunities to grow.

Job Description

Job Responsibilities

- Responsible for performing credit risk analysis for portfolios in the Private Bank and PFS Investment Lending segments.
- Prepare and present credit analysis in an impactful manner after taking into consideration regulatory and internal policy requirements.
- Assess proposed transactions within the context of the transaction structure to ensure structural risks are properly identified and adequately mitigated.
- Perform periodic market, regulatory, macro-economic and political developments monitoring and analyses of credit quality of counterparties to ensure that sound portfolio quality is maintained.
- Collaborate within Credit Teams and provide assessment of client-specific exceptions proposed by business.
- Partner with various key stakeholders on financing framework/ policies and to support business and product development initiatives.
- Identify and manage process improvement initiatives to enhance risk control and efficiency.
- Establish strong working relationship with team members and key stakeholders.

Job Requirements

- A recognized university degree preferably in Business and Banking & Finance.
- Some working experience in the banking industry preferably in Credit Risk and/or Wealth Management.
- Strong knowledge of Private Banking Business, capital markets, derivative products and local regulatory landscape.
- Excellent communication, interpersonal and organization skills.
- Strong ability in dealing with people, team player with good communication and presentation
- Attention to details and willingness to learn.
- Maturity level and skill / judgement to deal effectively with business partners and stakeholders.
- Proficient in MS Office applications.
- skills (verbal and written), highly meticulous and self-motivated.
- Ability to prioritize, plan and manage at both strategic and working levels.

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Additional Requirements

Develop (Competency), Engage (Competency), Execute (Competency), Strategise (Competency)

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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