Executive Director, Large Case Underwriting

You desire impactful work.

You’re RGA ready

RGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 200 Company and listed among its World’s Most Admired Companies , we’re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.

A Brief Overview

Assist the VP, Head of Large Case Unit and Retention Management in directing and managing the development of U.S. Facultative's financial underwriting philosophy and capacity strategy. Works with Executive Director, Risk Management in developing and implementing risk management standards, including all policies and procedures that drive RGA Re's philosophy and sound approach to underwriting. Work as primary contact for Claim review, including: investigation, discussion with internal RGA functions (Claims, Medical, and Business Development), and work directly with Client Companies to resolve any issues. Work with the VP, Head of Large Case Unit to ensure the department alignment and coordination with all other areas of the company to achieve corporate business strategies and vision. Underwrites large face amount facultative cases, reviews capacity requests/jumbo notifications/pool exception requests, and manages client relationships to ensure client's needs are met, while ensuring profitable underwriting decisions and compliance with RGA's underwriting philosophy. Serves as a key member of the US Facultative leadership team in the absence of the VP, Head of Large Case Unit by providing the necessary underwriting support to ensure superior customer service. Progressively assume additional client facing responsibilities including industry conferences to build strong relationships, and foster a spirit of cooperation and coordination among all USMM work areas.

What you will do

- Appraises and underwrites risks for life insurance with approval authority up to $20,000,000. Assists Head of Large Case Unit and Team Leads with referrals and co-signs as needed. Independently underwrites cases in the absence of the Head of the Large Case Unit.

- Ensures underwriting quotes are sound, competitive, and profitable to RGA. Makes exceptions within approval authority and RGA philosophy and practice, maintaining the appropriate balance between client relationships, profitability, and responsibilities with retro partners. Continually scans the market for new trends, and maintains communications with counterparts at client companies. Attends RGA Retro Working Group meetings.

- Helps lead Financial Underwriting specialty team including establishing training objective, developing training materials, presenting training internally to RGA associates, presenting training to client companies as needed, revising Financial UW guidelines in Folio/GUM, and mentoring.

- Develops and manages the process for Jumbo reviews, capacity requests, and auto pool exception requests, coordinating with Executive Director, Underwriting Risk Management, Operations, Business Development, Claims and Underwriting Management.

- Reviews the underwriting file, for compliance with underwriting guidelines and standards on all client claims (auto cessions) referred by the Claim Department and reviews the underwriting on fac claims as appropriate.

- Assist the Client Audit Team, Underwriting Services, and the Chief Underwriter in the development of programs for auditing the nontraditional automatic business ceded to RGA under such programs as enhanced SI, ASAP, and SUP etc.

- Develops and manages client relationships by: providing underwriting solutions through partnering with them to identify unique, creative ways to solve their problems and improve their business results; effectively communicating, negotiating and selling underwriting decisions.

- Performs data analysis for clients, senior underwriting management, sales/marketing and actuarial departments by summarizing data resulting in meaningful reports, comparison grids, scorecards and result reports.

- Reviews client company special underwriting programs that RGA Re participates in such as conversion programs, crediting, foreign national, age and amount requirements guidelines, preferred guidelines and crediting programs in cooperation with Team Leaders to ensure coordinated and consistent evaluation.

- Develop, manage and maintain education programs concerning the profession of life underwriting. Coordinate training sessions, presentations, workshops, case studies, and distribution of educational, scientific, medical, and other materials that can assist in the ongoing education of life insurance underwriting professionals.

Qualifications

- Bachelor’s Degree in Arts/Sciences (BA/BS) (Science or Business preferred) or equivalent related work experience (minimum 8 years)

- 10+ Years reinsurance underwriting experience or 15+ years direct underwriting experience

- Intermediate Word, SQL/Query and Excel skills

- Highly advanced ability to comprehend and interpret insurance and contract documents.

- Highly advanced oral and written communication skills, demonstrating the ability to convey business terminology that is meaningful and well received by all stakeholders, including customers and associates.

- Advanced knowledge of broad business practices

- Highly advanced persuasion skills when working with external customers to resolve issues/problems.

- Highly advanced skills in implementing change, ensuring understanding, participation and ownership.

- Highly advanced investigative, analytical and problem solving skills utilizing experience, research, guidelines and internal resources. Expert ability to analyze and improve business processes. Highly advanced skills in translating business needs and problems into viable and accepted solutions.

- Highly advanced skills in managing multiple tasks, projects and/or sub-teams simultaneously, including the ability to handle changing priorities and ability to delegate key areas of responsibility.

- Highly advanced knowledge of insurance principles, underwriting policies and procedures and guidelines for dealing with risk analysis.

- Highly advanced knowledge of medicine, law, accounting, finance as applied to the evaluation of life reinsurance risks and of life insurance risks.

- Advanced knowledge of industry practices, trends and applications and the ability to communicate this knowledge to clients and apply it to meeting clients’ needs.

- Highly advanced ability to work well within a team and participate in department projects. Highly advanced ability to foster a teamwork and customer service focused environment.

Preferred

- 5+ Years direct carrier underwriting experience

- ACS, ALU, FLMI, FALU, or CLU accreditation or progress towards accreditation

#LI-REMOTE #LI-SP2

What you can expect from RGA:

- Gain valuable knowledge from and experience with diverse, caring colleagues around the world.
- Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought.
- Join the bright and creative minds of RGA, and experience vast, endless career potential.

We’re excited to get to know you and connect your unique skills with our global opportunities. To create a modern and seamless experience, we use artificial intelligence (AI) in parts of our preliminary screening process. This technology helps us personalize job recommendations, automate interview scheduling, evaluate candidates based solely on experience—without considering name, gender, or other personal details—and provide real-time answers through our chatbot. AI is used only during early screening and never makes hiring decisions. Your RGA recruiter will work closely with you every step of the way to ensure the process feels personal, thoughtful, and focused on you.

Compensation Range:
$126,710.00 - $188,840.00 Annual

Base pay varies depending on job-related knowledge, skills, experience and market location. In addition, RGA provides an annual bonus plan that includes all roles and some positions are eligible for participation in our long-term equity incentive plan. RGA also maintains a full range of health, retirement, and other employee benefits.

RGA is an equal opportunity employer. Qualified applicants will be considered without regard to race, color, age, gender identity or expression, sex, disability, veteran status, religion, national origin, or any other characteristic protected by applicable equal employment opportunity laws.