Senior Underwriter – Technology PI & Cyber OR Commercial Property Owners

Job Type:
Permanent

Build a brilliant future with Hiscox

About Hiscox UK

Hiscox UK is a leading brand in the insurance market, recognised as setting the standards others try to emulate. We consistently deliver strong growth and exceptional returns, recruiting only the very best and empowering them to deliver. We are known for insuring the homes of the rich and famous through to the most innovative technology companies. Our customers are diverse and unique and are only united by our ability to provide specialist insurance tailored to their needs.

The Role

We are looking for an experienced Senior Underwriter from one of two specialist backgrounds: Technology PI & Cyber or Commercial Property Owners, bringing strong technical expertise and a proven new-business trading mindset.

Drive profitable new-business growth, taking ownership of underwriting and converting opportunities within appetite, including larger and more complex risks. Build and develop key broker relationships, creating a strong pipeline and strengthening Hiscox's position in the London market.

Apply technical expertise and commercial judgement to risk selection, pricing, coverage and terms, supporting challenging underwriting decisions and referrals where appropriate. Use product and market insight to identify opportunities, improve broker outcomes and turn Hiscox's appetite and proposition into profitable new business.

Work collaboratively across the wider underwriting team, connecting opportunities with the right specialists and contributing to sustainable growth and stronger regional capability.

Key Responsibilities

Sector Leadership and Profitable Growth

·       Own profitable sector growth and performance within the region, leading the largest and most complex opportunities while strengthening Hiscox's position in the market.

·       Build and develop key broker relationships, driving broker performance, panel outcomes and sentiment.

·       Act as a technical referral point, providing expertise and support on complex risks, underwriting decisions and challenging cases.

·       Use sector expertise and market insight to shape trading priorities, develop underwriting capability through coaching and on-the-job learning, and deliver sustainable regional grow, lead a virtual sector team across New and existing-business underwriters and emerging specialists.

Complex new-business Underwriting

·       Deliver sector growth, retention and profitability targets.

·       Lead successful outcomes on the largest and most complex opportunities.

·       Improve broker performance, panel outcomes and broker sentiment.

·       Provide timely, high-quality support on complex referrals and underwriting decisions.

·       Reduce avoidable referrals and improve referral quality.

·       Increase underwriting capability, confidence and authority across the team.

·       Accelerate licence progression through effective coaching and on-the-job learning.

·       Share market and sector insight that strengthens trading performance.

Broker Relationships, Panel Performance and Market Insight

·       Review sector performance, priority opportunities, broker activity and market developments.

·       Lead the underwriting of large and complex cases and support key renewals and referrals.

·       Engage brokers to strengthen relationships, resolve issues and identify growth opportunities.

·       Coach colleagues, provide technical guidance and support underwriting decisions.

·       Share insight, remove blockers and agree priorities to improve sector performance and capability.

Technical Referrals, Coaching and Capability

·       Think like an owner.

·       Win the right business, never at the expense of underwriting discipline.

·       Lead through expertise, influence and action-using technical knowledge to solve complex problems, coaching others to make confident decisions and building stronger underwriting capability across the team.

·       Stay externally focused, curious and commercially aware, turning broker, customer and market insight into better trading decisions, stronger relationships and sustainable growth.

Candidate Profile

Knowledge, Skills and Experience:

- Strong underwriting expertise in either Technology PI & Cyber or Commercial Property Owners, with the technical knowledge to assess and underwrite risks within their specialist area.
- Proven experience of new-business underwriting, demonstrating strong risk selection, pricing, terms and coverage judgement across both straightforward and more complex opportunities.
- Strong trading and commercial mindset, with a track record of proactively developing opportunities rather than relying solely on business being presented.
- Evidence of new-business generation and pipeline management, with a clear understanding of targets, pipeline value, conversion and personal production.
- Strong broker relationship management, with the ability to build credibility, develop broker panels and demonstrate how those relationships have contributed to growth.
- Confident broker negotiation skills, balancing commercial opportunity with underwriting appetite, pricing discipline and sustainable profitability.
- Sound technical judgement when handling larger, complex or challenging risks, recognising when to make decisions within authority and when additional input or escalation is appropriate.
- Strong understanding of underwriting appetite and portfolio performance, with the judgement to identify opportunities that fit Hiscox's target market and risk parameters.
- Ability to use market and product insight to identify new-business opportunities and strengthen Hiscox's position with brokers.
- Strong commercial judgement and prioritisation, focusing time on the brokers, opportunities and pipeline most likely to deliver profitable growth.
- Collaborative approach, sharing technical knowledge and supporting colleagues on challenging cases while recognising when opportunities are better placed with another specialist across the wider team.
- Clear and confident communication and stakeholder influence, able to articulate underwriting decisions and build credibility with brokers and internal stakeholders.
- Strong commitment to underwriting discipline, governance and customer outcomes, operating within agreed authority, policy and controls.

Diversity and flexible working at Hiscox

At Hiscox we care about our people. We hire the best people for the job and we’re committed to diversity and creating a truly inclusive culture, which we believe drives success. We also understand that working life doesn’t always have to be ‘nine to five’ and we support flexible working wherever we can. No promises, but please chat to our resourcing team about the flexibility we could offer for this role.

We’ve introduced new hybrid ways of working to encourage a healthy work life balance.   We see it as the best of both worlds: structure and sociability on one hand, and independence and flexibility on the other.

Work with amazing people and be part of a unique culture