Area Technical Manager

Job Requirements

About Godrej Industries Group (GIG)

GIG is a holding company of the Godrej Industries. We have significant interests in consumer goods, real estate, agriculture, chemicals, and financial services through our subsidiary and associate companies, across 18 countries.

www.godrejindustries.com

About Godrej Capital (GCL)

Godrej Capital is trusted lending partner advocating reliable, transparent, and fair lending practices backed by the legacy and trust of the Godrej Group spanning over 129 years.

www.godrejcapital.com

Job Description:

Technical Evaluation & Risk Management

- Review and approve property valuation reports for Home Loans, LAP, BLAP, Construction Finance, and other secured lending products.
- Ensure technical due diligence of collateral properties, including title-linked technical checks, marketability assessment, and risk identification.
- Evaluate deviations and provide recommendations in line with company policies, underwriting standards, and risk appetite.
- Monitor quality, consistency, and accuracy of valuations conducted by empaneled valuation agencies and technical vendors.
- Conduct technical appraisal of residential, commercial, and mixed-use properties as per company guidelines.

Vendor & Panel Management

- Manage and monitor empaneled technical agencies, valuation firms, and field engineers across the assigned geography.
- Conduct periodic audits, reviews, and performance evaluations of technical vendors.
- Ensure timely allocation, execution, and closure of technical cases within defined turnaround times (TATs).
- Drive vendor governance and ensure compliance with internal quality standards and regulatory requirements.

Portfolio & Process Governance

- Ensure adherence to technical underwriting guidelines, regulatory requirements, and internal policies.
- Identify process gaps and implement process improvements to enhance operational efficiency and control mechanisms.
- Analyze portfolio trends, property market movements, and risk observations to recommend policy enhancements.
- Maintain high standards of technical underwriting, property assessment quality, and risk management practices.

Stakeholder Management

- Collaborate closely with Business, Credit, Legal, Operations, and Risk teams for effective case resolution and timely decision-making.
- Provide technical guidance and support to branch and regional teams on complex property structures and technical queries.
- Participate in credit discussions and provide technical recommendations for sanction and underwriting decisions.
- Support business growth objectives while maintaining risk discipline and portfolio quality.

Team Management

- Lead, mentor, and develop Technical Officers, Senior Technical Officers, and Technical Managers within the assigned geography.
- Monitor productivity, work quality, and performance of team members against defined objectives.
- Conduct regular training sessions and knowledge-sharing initiatives on technical assessment, market practices, and regulatory developments.
- Foster a high-performance culture focused on quality, efficiency, and continuous improvement.

Reporting & MIS

- Prepare and publish periodic MIS reports covering technical volumes, TAT adherence, vendor performance, valuation quality, deviations, and portfolio trends.
- Present market intelligence, technical observations, and portfolio risk insights to regional and zonal leadership teams.
- Track key performance indicators and drive corrective actions where required.

Qualification & Experience:

- Degree/Diploma in Civil Engineering, Architecture, or a related field.
- 7-10 years of experience in Mortgage, Housing Finance, NBFCs, Banking, Property Valuation, Real Estate Consulting, or Technical Assessment roles.
- Strong exposure to property valuation, technical due diligence, collateral assessment, and secured lending products.
- Prior experience in managing technical vendors, valuation agencies, and geographically distributed teams will be preferred.
- Experience in Home Loans, LAP, BLAP, Construction Finance, and other mortgage products is desirable.

Work Experience
8–10 years

Benefits

Be an Equal Parent

Childcare benefits for the birthing parent, commissioning parent (in case of surrogacy) or adoptive parent, and their partners

- 6 months of paid leave for primary caregivers, flexible work options on return for primary caregivers
- 2 months paid leave for secondary caregivers
- Caregiver travel for primary caregivers to bring a caregiver and children under a year old, on work travel

Coverage for childbirth and fertility treatment

No Place for Discrimination at Godrej

- Gender-neutral anti-harassment policy
- Same sex partner benefits at par with married spouses
- Coverage for gender reassignment surgery and hormone replacement therapy
- Community partnerships and advocacy
- Persons with Disability (PwD) care

We Are Selfish About Your Wellness

- Comprehensive health insurance plans, as well as accident coverage for you and your family, with top-up options
- Elder care for those who might need to extend support to senior family members
- Preventative healthcare support
- Outpatient Department (OPD) coverage, including vaccinations, dental, vision, etc.
- Uncapped sick leave
- Flexible work options, including remote working and part-time work
- Mental wellness and self-care programmes, resources and counselling

Celebrating Wins, the Godrej Way

- Structured recognition platforms for individual, team and business-level achievements
- Digital and offline instant recognition platforms

An Inclusive Godrej

Before you go, there is something important we want to highlight. There is no place for discrimination at Godrej. Diversity is the philosophy of who we are as a company. And has been for over a century. It's not just in our DNA and nice to do. Being more diverse, especially having our team members reflect the diversity of our businesses and communities, helps us innovate better and grow faster. We hope this resonates with you.

We take pride in being an equal opportunities employer. We recognise merit and encourage diversity. We do not tolerate any form of discrimination on the basis of nationality, race, colour, religion, caste, gender identity or expression, sexual orientation, disability, age, or marital status and ensure equal opportunities for all our team members.

If this sounds like a role for you, apply now! We look forward to meeting you.