About this role
Credit and Fraud Risk (CFR) is a global function, responsible for making the right credit and fraud risk decisions that uphold operational excellence, drive growth, and accelerate innovation across American Express. CFR combines technology and infrastructure with new computing techniques to make better risk decisions and provide real-time customer communications and fraud servicing.
How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.
How will you make an impact in this role?
This position is part of the US Consumer Charge FUW, Rev Code and Spend Enablement team, and will be primarily responsible for Financial Underwriting for US Consumer Charge portfolio. Consumer PFG is a growing function with the objective to manage high exposure on charge cards to minimize incremental high balance WO loss while also ensuring a smoother customer experience for premium charge customers, and this position plays a key role as part of a dynamic team to manage our Consumer FUW strategies including PFG, Re-UW, RLI and FUW RLA.
Minimum Qualifications
- Strong analytical, problem solving, and project management skills
- 4+ years experience in driving and implementing credit risk management strategies
- Exceptional professional communication skills
- Demonstrated ability to influence partners
- Advanced degree in statistics, econometrics, operations research, mathematics, computer science, engineering, or a related quantitative field of study
Preferred Qualifications
- Adaptable interpersonal skills, high energy, and a proven team-first mentality
- Sound judgment, great sense of urgency, and strategic thinking
- Intellectual curiosity and learning agility needed to explore and evaluate new ideas
Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.