Credit Risk & Capital Manager | SEB Kort Group, Solna

Do you enjoy transforming complex data into clear recommendations that influence real decisions? Become part of SEB Kort’s Financial Risk Management team and use your analytical expertise to help shape risk management in an international banking environment.
SEB Kort Group is a wholly owned subsidiary of SEB, serving corporate and consumer customers across the Nordics, Central Europe and North America through our own and partner brands. We are bringing together expertise, technology and market reach to strengthen our position as a leading European provider of corporate payment solutions. Be part of an important stage in this journey and help shape risk management across a dynamic international organisation.
About the role
You will join our Financial Risk Management team in Stockholm. We work at the intersection of risk, data and business, with a focus on credit risk optimization, profitability and regulatory compliance. In this role, you will take ownership of complex analyses, develop methods and tools, and turn risk insights into practical recommendations. You will work closely with senior stakeholders and colleagues across SEB Kort and the wider SEB Group, combining day-to-day portfolio steering with strategic initiatives and international projects.
In this role, you will:
Analyze and monitor financial risks across SEB Kort Group, with a primary focus on credit risk, capital adequacy and IFRS 9 expected credit losses.
Translate complex portfolio, capital and profitability data into clear insights that support strategic decisions, portfolio steering and sustainable growth.
Shape and improve risk methodologies, analytical tools, data governance and scalable processes.
Interpret regulatory developments and help implement requirements arising from CRR/CRD, Basel standards, EBA guidelines and IFRS 9.
Lead and contribute to strategic risk management initiatives and cross-functional projects aimed at improving risk measurement, capital efficiency and portfolio performance, including the continued development and integration of our international business.
Build strong partnerships across Risk, Finance, Business and IT within SEB Kort and the wider SEB Group.
Who you are
You are curious, analytical and proactive, and you enjoy turning complex questions into clear conclusions and practical action. You take ownership while contributing openly to a collaborative team. To succeed, you should be comfortable working both independently and with stakeholders across different functions and be motivated by continuous learning and improvement.
To be successful in this position, you have:
A relevant university degree in finance, economics, mathematics, engineering or a similar field.
At least three years of relevant experience in financial risk, capital management or a related area within banking or financial services.
Strong analytical skills and experience working with large or complex datasets and end-to-end processes.
The ability to structure and communicate complex information clearly to both technical and non-technical stakeholders.
Programming skills in SAS, Python, SQL or equivalent tools used for data analysis.
Professional proficiency in spoken and written English; Swedish is an advantage.
It is an advantage if you have experience with ICLAAP, IFRS 9, capital adequacy, modelling within risk or profitability. You do not need to be an expert in every area from day one - we value strong foundations, curiosity and the ability to grow into a broader role.

What we offer

- An opportunity to develop risk management capabilities and be a close partner to the business.

- Innovative working environment with highly motivated colleagues.

- International environment with extensive learning opportunities.

- Friendly and welcoming culture.

Ready to take the next step on your career journey? 
Welcome to our inclusive culture, where our shared values inspire and uplift our team. We celebrate diversity and strive to ensure every employee feels seen, heard, and valued.
Since we select candidates continuously, feel free to send in your application today, but no later than 11th of October 2026, though we encourage you to apply already today. If you have any questions about the role, please feel free to contact Louise Abrahamsson Kwetczer at [email protected].
Please be aware that our final candidates undergo background checks, a process that includes for example identity control, verification of qualifications, credit checks, company engagements and history of crime. In some cases, we also apply random drug checks. During employment, employees within SEB can also expect to undergo recurring background checks.

The employment is covered by collective agreements signed between Finansarbetsgivarna and Akademikerföreningen and between Finansarbetsgivarna and Finansförbundet.  
Learn more about working at SEB www.sebgroup.com/career 
It is our fundamental belief that inclusion and diversity is crucial for our future success. We strive to have an inclusive, value-driven culture where employees feel valued, respected and involved irrespective of who they are, what they believe or where they come from.   
SEB Sweden has a redeployment responsibility, why this position might be covered by internal redeployment.