Senior Product Manager

Senior Product Manager

Must be in Central MN and have reasonable commute to St. Cloud, due to in-office requirements.

SCHEDULE: Full-Time, Monday-Friday, 8:00am-5:00pm

COMPENSATION: Starting Pay $117,000 – $146,250per year. (The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons.)

WHO WILL SHINE IN THIS ROLE

Are you looking for an opportunity to shape the future of product development and make a meaningful impact as PCI transitions to an AI-native environment ? PCI is seeking a Senior Product Manager who is strategic , customer-focused , and results-driven , and excited to lead product vision , roadmap , delivery and outcomes while connecting business strategy , operations , user needs , and technology .

This is an exciting opportunity to help define how products are built at PCI , drive innovation as we build AI-native workflows , and influence the future of Product Management within the organization. You'll play a key role in delivering business value , accelerating product outcomes , and helping create the next generation of product development practices .

WHAT YOULL DO

Product Leadership & Ownership

- Leads the product team in defining and delivering core products, fixes, and enhancements throughout the product lifecycle, while facilitating development process workflow within the value stream area.

- Facilitates the creation and ongoing evolution of the product vision; develops the roadmap and builds alignment with internal and external partners.

- Defines success objectives, key results, and targets; ensures proper prioritization of product-related work; and provides regular updates on progress metrics.

- Manages constraints of time, resources, and budget within the product and roadmap.

- Coordinates cross-functional and cross-team deliverables; acts as a product evangelist to build awareness and understanding across the organization.

Market, User, & Stakeholder Work

- Collaborates with stakeholders and users to determine product needs, opportunities, risks, and positioning, conducting market and user research.

- Leads communication and execution of new product and feature launches as well as product changes, roll outs, user impacts, training, documentation, and feedback loops.

AI-Native Product Practice

- Directs AI tools and workflows with judgment and intent, prompting, iterating on working output, and evaluating results with appropriate calibration.

- Designs and maintains context infrastructure, including system prompts, documentation frameworks, and project-level resources that make AI consistently useful across the teams work.

- Embeds governed autonomy into AI workflows, designing compliance guardrails related to fair lending, regulatory requirements, explainability, and data privacy structurally into the work rather than as end-of-process review.

- Compresses product cycle time deliberately, optimizing for learning speed and throughput and treating every product artifact as a candidate for iteration and improvement.

- Calibrates trust in AI output by knowing what to verify, catching errors through understanding why they occur, and avoiding both over-reliance and unnecessary resistance.

WHAT WERE LOOKING FOR

Must-Have Qualifications:

- Bachelors degree or related certification(s) with a minimum of 8+ years of product management or closely related experience.

- Demonstrated experience leading product strategy, roadmap ownership, and cross-functional delivery in a complex environment.

- Successful product team leadership experience with formal or informal reporting structures.

- Active, working fluency with AI tools, including prompting, iterating AI-generated output, and applying AI in day-to-day product management work.

- Experience operating and delivering results in environments with meaningful ambiguity in role definition, team structure, or product direction.

- Valid Driver's License, vehicle, and insurance.

Nice to have but not Required!

- 10+ years of related experience, including time in fintech, consumer finance, credit origination, indirect lending, financial services, or similar product environments.

- Experience redesigning workflows around AI tools and capabilities.

LOCATION & WORK SETTING

- Office Address: 628 Roosevelt Rd, St. Cloud, MN, 56301

- Schedule: Full-Time, Monday–Friday, 8:00am-5:00pm CST

- Work Setting: Hybrid

COMPETITIVE COMPENSATION & BENEFITS

- Starting Pay: $117,000 – $146,250per year.

- The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons.

PCI offers competitive and comprehensive benefits including medical, dental, vision, short-term disability, long-term disability, and voluntary benefits.

Additional Perks that Go the Extra Mile:

- Annual Discretionary Bonus

- Earned Safe & Sick Time (ESST)

- Paid Maternity & Paternity Leave

- Paid Time Off (PTO) & 8 Paid Holidays

- Donation Matching & Paid Volunteer Time

- 401(k) Match – 100% of your deferrals up to 5%

- Tuition Reimbursement & Student Loan Match Program

HOW TO APPLY

It only takes a couple minutes ! Submit your resume on our website at preferredcredit.com/careers .

EQUAL EMPLOYMENT OPPORTUNITY

PCI is an equal employment opportunity employer committed to diversity, equity, & inclusion. We make hiring decisions based on qualifications, merit, and business needs. If you need assistance or an accommodation due to disability, please contact PCI HR at [email protected].