Actuarial Associate

Is the opportunity to join a culture where “We Do the Right Thing,” and “We Courageously Shape Our Future Together” important to you? If so, Guardian is seeking a motivated individual to join our team as an Actuarial Associate.

As an actuary in Guardian’s Actuarial Leadership Development Program (ALDP), you will develop a thorough understanding of our products and how your job responsibilities contribute towards achieving the goals of Guardian. The program also focuses on developing versatile future leaders with cross-functional business acumen and leadership skills. You will assist in performing financial and non-financial analysis and make recommendations consistent with Guardian’s goals regarding growth and profitability. As part of ALDP, expect to rotate departments every 18 to 24 months, providing the opportunity for a breadth of experience.

You are

A self-starter who is fueled by collaboration, able to transform conceptual thinking into executable insights, who thrives in diving into business problems and using data to make decisions.

You have

Required Qualifications:

- Bachelor’s degree in a mathematics-based field
- Regularly taking actuarial exams to pursue the Actuarial Fellow designation in the Society of Actuaries
- A minimum of two years of prior work experience in the actuarial field
- Proficient in MS Excel as well as experience in using actuarial modeling / data visualization software
- Ability to communicate pricing analyses to technical and non-technical audiences
- Ability to contribute to multiple projects with multiple deliverables simultaneously
- Strong analytical and technical skills with the ability to synthesize sophisticated information

Preferred Qualifications:

- Bachelor’s degree in actuarial science
- Actuarial Associate designation in the Society of Actuaries
- 3-5 years of prior work experience in the actuarial field
- An understanding of group pricing practices including the use of experience
- Prior work experience in Group Pricing, particularly Disability coverage

You will

- Utilize internal and external data sources to better understand industry trends, clients, competitors, and the regulatory environment
- Complete assignments on time and according to specifications provided by your supervisor as independently as possible, recognizing situations where managerial guidance is needed
- Execute rate development and state rate filings that support the strategic goals set forth by the Group Finance Strategy Team
- Provide actuarial support for product, underwriting, finance, and distribution initiatives impacting pricing models and resulting rates
- Recommend and actively support the use of new and advanced techniques to modernize the pricing approach and improve accuracy

Reporting Relationships

As our Actuarial Associate, you will report to our Head of Disability Pricing, who reports to our Head of Group Benefit Pricing & Analytics.

Location

- Hybrid - 3 days in office located in Bethlehem, PA; Hudson Yards, NYC; Holmdel NJ, Stamford, CT; Pittsfield MA or Boston MA. 2 days WFH.

Salary Range:

$79,310.00 - $130,295.00

The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.

Our Promise

At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals.  Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.

Inspire Well-Being

As part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at www.guardianlife.com/careers/corporate/benefits .  Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits.

Equal Employment Opportunity

Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.

Accommodations

Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact [email protected] . Please note: this resource is for accommodation requests only. For all other inquires related to your application and careers at Guardian, refer to the Guardian Careers site.

Visa Sponsorship

Guardian Life is not currently or in the foreseeable future sponsoring employment-based visas (e.g., such as an H-1B). In order to be a successful applicant, you must be legally authorized to work in the United States, without the need for employer sponsorship/support now or at any time in the future.

Notice Regarding Guardian’s Use of Artificial Intelligence in Recruitment

As part of Guardian’s job application process, Guardian may use artificial intelligence tools (“AI Tools") to automate the sorting and filtering of information provided by applicants as part of its preliminary screening. This preliminary screening may be used to help identify applicant materials and resumes relative to their indication that the applicant meets the requirements for the specific job for which they are applying, as specified in the listing posted on Guardian’s jobs website (Careers at Guardian at https://www.guardianlife.com/careers ). At Guardian, we do not use AI Tools to substantially assist or replace human judgment or discretionary decision making in our hiring process. All hiring decisions will be made by Guardian colleagues.

Please be aware that if you apply for a specific position with Guardian, you will have the choice of opting out of Guardian’s use of AI Tools during the job application process. If you would like to request an alternative process that does not utilize AI Tools or would like to request a reasonable accommodation, within ten business days of your position application, you must email your request to [email protected] , making sure to provide your name and job requisition identification number. Guardian will retain your applicant materials and resume and all information therefrom in accordance with Guardian’s document retention policy, a copy of which you may request via [email protected] .

Additionally, at applicable times, Guardian will make public the most recent bias audit results for such AI tools, which may be found here .

Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.