About this role
Job Requirements
The role incumbent will be responsible for end-to-end credit underwriting and disbursal of the loan
· Credit assessment and underwriting of loan applicationsbased on product and policy norms – end to end from login to disbursal of loans
· Appraising loan applications for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials
· Disbursal of loans including all checks and verifications
· Coordination with legal, technical and processing vendors and training of vendors and vendor staff on processes and polices
· In-person meetings and discussions with clients
· Responsible for maintaining the processing TAT
· Participate in and clear regular internal and external audits
- Vendor management, including quality monitoring
Partner in terms of providing policy inputs to Risk teams which will formulate the right policy for Godrej Capital
Work Experience
2-4 years
Benefits
· Adhere to expected TAT without compromising on quality
· Taking of initiatives, strong execution skills, forward thinking ability to anticipate hurdles
· High emphasis on customer centricity
· Work collaboratively with Sales and Operations team in the location to achieve strategic business goals.
Technology skills – understanding of and working with existing market technologies in the mortgage industry