Credit Analyst

Credit Analyst / Accounts Receivable Specialist

St. Louis, MO Job Description This role combines credit analysis and accounts receivable responsibilities, with a focus on cash application, collections, and customer account management. The Accounts Receivable Specialist supports daily cash application, customer account reconciliation, credit management, invoicing, and general accounts receivable activities. The position works closely with customers and internal teams to maintain accurate accounts, resolve billing discrepancies, and ensure timely collection and application of payments. Responsibilities

- Perform daily cash application activities, ensuring accurate and timely posting of customer payments.
- Reconcile customer accounts regularly to maintain accurate balances and identify discrepancies.
- Conduct business-to-business collections to secure timely payments and reduce outstanding receivables.
- Support credit management activities by reviewing customer accounts and assisting with credit analysis.
- Assist with the preparation and processing of customer invoices in alignment with company policies and procedures.
- Investigate and resolve billing discrepancies and payment issues in collaboration with internal teams and customers.
- Communicate professionally with customers to address account questions, payment status, and reconciliation needs.
- Partner with internal stakeholders, including finance and operations, to support accurate and efficient accounts receivable processes.
- Maintain organized records of cash applications, collections activities, and account reconciliations.
- Contribute to continuous improvement of accounts receivable and credit processes to enhance accuracy and efficiency.

Essential Skills

- 25 years of cash applications experience in an accounts receivable or related finance role.
- 25 years of relevant collections experience, preferably in a business-to-business environment.
- Hands-on experience with cash application processes and systems (Cash Apps).
- Strong background in accounts receivable, including customer account reconciliation and invoicing.
- Experience in B2B collections with a focus on timely payment resolution and customer communication.

Work Environment This is an on-site position with a Monday through Friday schedule during standard business hours, with flexibility between 6:00 a.m. and 5:00 p.m. The role operates in a professional office environment focused on finance and accounting activities, where the specialist collaborates closely with internal teams and communicates regularly with customers. The work involves consistent use of computers, financial systems, and related office technology in a structured, business-oriented setting
Job Type & Location
This is a Contract to Hire position based out of Maryland Heights, MO.
Pay and Benefits
The pay range for this position is $28.00 - $30.00/hr. Individual compensation offered for this position within this range will depend on many factors, including qualifications, skills, relevant experience, job knowledge, geographic location, internal equity, and other pertinent job-related factors. Eligibility requirements apply to some benefits and may depend on your job
classification and length of employment. Benefits are subject to change and may be
subject to specific elections, plan, or program terms. If eligible, the benefits
available for this temporary role may include the following:

Medical, dental & vision
Critical Illness, Accident, and Hospital
401(k) Retirement Plan Pre-tax and Roth post-tax contributions available
Life Insurance (Voluntary Life & AD&D for the employee and dependents)
Short and long-term disability
Health Spending Account (HSA)
Transportation benefits
Employee Assistance Program
Time Off/Leave (PTO, Vacation or Sick Leave)
Job Type & Location
This is a Contract to Hire position based out of Maryland Heights, MO.
Application Deadline
This position is anticipated to close on Nov 7, 2026.
Workplace Type
This is a fully onsite position in Maryland Heights,MO.

About Aston Carter

Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® Platinum Award winner for both client and talent service.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email [email protected] for other accommodation options.

San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.

Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.