About this role

At Allianz Life, we are guided by our mission – we secure your future – and by our common goal of caring for tomorrow. We care for our employees by promoting an inclusive culture where everyone has the opportunity to grow and be rewarded for their success. We care for our customers by creating new products that help them protect their families and pursue their retirement goals. We care for our community by giving time, resources, and donations. And we care for the future by supporting sustainability, protecting the local environment, and promoting equality in our communities.

What you do:

Under limited supervision, assesses the medical and financial risk for routine and complex cases up to $5,000,000 sign off authority, and assigns the proper risk class to the case. Communicates underwriting decisions to the producer or FMO and works with internal distribution to communicate the offer when necessary. Acts as a mentor for less experienced underwriters. May travel, and deliver presentations, representing Allianz Life at industry events and to distribution partners. You will report to the Manager Underwriting.

- Able to independently work through difficult formal and informal cases by reviewing medical records, medical exams, financial documents, telephone interviews, and other underwriting requirements to determine proper risk class assessment in accordance with company guidelines.
- Properly document risk assessment information and underwriting decisions within system application.
- Communicate underwriting decisions with field distribution, agents, and FMOs. Build rapport by educating on additional strategies that can be used to present adverse decisions to clients, as well as education on our products, requirements and underwriting philosophy.
- Correspond effectively with internal and external customers regarding the status of cases, including field and internal distribution partners, the medical community, reinsurers and vendors.
- Participate on department projects as assigned and share knowledge/mentor other underwriters and Enterprise Operations employees, as needed.

- Utilization of artificial intelligence tools and resources (e.g. generative AI).

What you bring:

- 4+ years of experience: Life or long term care underwriting
- Four year degree required: Business, communications, or medical fields of study or equivalent work experience
- Ability to travel up to 10% for field visits, etc.
- You must be legally authorized to work in the U.S. without requiring immigration sponsorship now or in the future. This includes holders of H-1B, H4, L-1, L-2, TN, OPT, CPT, and other nonimmigrant visas.

Job posting range: $93,000 - $126,500

Note the job posting range is exclusive of company benefits or other compensation. This role is also eligible for an annual incentive program. If you are hired, your final base salary will be determined based on factors such as geographic location, experience, skills, competencies, and/or education. In addition to those factors, we will also consider internal equity of our current employees. Please keep in mind that the range provided is the full base salary range for the role. Hiring at or near the maximum of the range would not be typical to allow for future and continued salary growth.

What we offer:

At Allianz Life, we’re proud to provide a benefits package that supports the True Balance of our employees and their families. We offer: a choice of comprehensive medical, dental and vision plan options, flexible spending and health savings accounts, tuition reimbursement, student loan retirement program, generous annual paid leave, an outstanding 401(k) company match, and life insurance. Plus, our employees enjoy an award-winning campus with an array of discounted amenities, including an onsite health center, child development center, fitness facility, convenience store and two cafeterias. Our employees and leaders take an active role in shaping our culture through our Employee Resource Groups, whose activities and advocacy contribute to an environment that is fair, caring, and inclusive. Our generous benefits, campus amenities and inclusive, engaged culture are among the many reasons we’re routinely recognized as a top workplace employer. For additional information regarding What It’s Like To Work Here | Allianz Life .

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Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us. At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matter, and nurtures a culture grounded in integrity, fairness, inclusion and trust. We therefore welcome applications regardless of race, ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.

Join us. Let's care for tomorrow. #LI-TD1