Customer Care Professional - Current, Credit & Collections

American ExpressBrighton, EnglandHybridFull-timeMid level, 2–5 yearsListed 4 hours ago

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About this role

Global Servicing (GS) oversees consumer travel and concierge experiences, all card customer service functions for the company’s global consumer, banking, merchant, and commercial customers, as well as the key enablement functions that power our products and services. GS provides the world’s best customer experience every day by building on Amex’s 175-year legacy of service excellence, leveraging new technologies and capabilities to drive transformation, and bringing a human touch to each customer interaction.

Our Consumer Credit department is fundamental in that process, encompassing a variety of different teams who strive to ensure that these ideals are constantly upheld.

The Current team is a dynamic, innovative team within the servicing network, w ho provide powerful backing to our customers through phone servicing. The range of credit related queries can include Card Member spending patterns, including high balance spending and a review of line of credit reductions.

Our Brighton office is a fast-paced service center environment. In this role, you will be contracted to 35hrs per week, across 5 days. Rotating Shifts for this role cover a variety of times, between the contracted hours of 7am – 9pm, Monday – Sunday.

Shift patterns currently are: 8:00am-16:00pm, 09:00am-17:00pm, 10:00am-1800pm - Working every other Saturday, with no Sunday work!

Shifts are subject to change with 30 days notice

Minimum Qualifications:

- Experience in customer service or collections, preferably over the phone and handling credit line management and affordability reviews.
- Excellent verbal communication skills, with the ability to explain credit decisions clearly and professionally.
- Ability to assess risk, interpret credit reports and make informed decisions.
- Ability to deliver premium customer service, whilst being a passionate American Express brand ambassador.
- Ability to manage multiple tasks and prioritise urgent customer cases in a fast-paced environment.

Preferred Qualifications:

- Experience in Credit & Collections, handling credit line management and affordability reviews - preferrable.
- Prior experience in a phone-based role.
- Knowledge of financial regulations and compliance standards related to collections.

Our Brighton office is a fast-paced service center environment. In this role, you will be contracted to 35hrs per week, across 5 days. Rotating Shifts for this role cover a variety of times, between the contracted hours of 7am – 9pm, Monday – Sunday.

Employment eligibility to work with American Express in the UK is required as the company will not pursue visa sponsorship for these positions.