About this role
Job Requirements
Role/Job Title: Analyst - Capital Market
Business : FIG
Function/ Department: Capital Markets & Financial Institutions
Job Purpose:
Financial Institutions Group (FIG) business vertical is part of Wholesale Banking in IDFC FIRST Bank and manages relationship with Government FIs, Insurance Companies, Domestic Banks, Foreign Correspondent Banks, Capital Markets, Authorized Dealers (Category II), Funds and offshore Financial Institutions. This role requires supporting Relationship Manager in capital market segment with Credit Proposal preparation, Documentation, Post Disbursement Monitoring, client query handling and co-ordination with internal stakeholders for client servicing
Roles & Responsibilities:
• To assist the assigned RM to achieve business targets by supporting in client management for the set of mapped ETBs as well NTBs acquired during the year.
• Performing credit appraisal of Capital Market intermediaries and analyzing factors such as income growth, market share, risks associated with business, balance sheet analysis etc.,
• Liaison with Credit Risk, Compliance, legal team etc for approval of credit facilities to clients
• Managing Loan documentation, Limit setting and disbursement of various credit facilities including liaison with relevant internal teams
• Supporting RM’s in maintaining credit hygiene of their portfolios by tracking principal/interest payments, BG maturities/expiry and following up with the customers/other internal departments.
• Assisting the RM for various CAD covenant and Early Warning Signal meetings with appropriate responses for each observations and minimizing client's covenants overdue. Ensuring overall portfolio hygiene.
• Handling transaction activities w.r.t. account opening, FD placement, etc.
Educational Qualifications:
Graduate - Any graduation
Post Graduate - Any post graduation
Experience - 0-2 years of experience