About this role
Money Fellows (https://moneyfellows.com/) is transforming how people save, borrow, and invest. As the world’s first and largest Money Circles app, we’ve digitized the traditional ROSCA model to make it smarter, safer, and more accessible. 💸
Since 2018 , we’ve empowered over 7 million users to take control of their financial futures with confidence. 🚀
Key Responsibilities
- Own the annual budget, rolling forecasts and long-range plan, including the planning calendar, assumptions, submissions, governance and senior leadership reviews.
- Build and maintain robust driver-based models linking product activity, customer behaviour, revenue, margins, operating costs, the three financial statements, liquidity and capital needs.
- Own and continuously improve the core FP&A operating rhythm, including the planning calendar, budget and forecast cycles, assumptions governance, stakeholder submissions, scenario reviews and senior leadership decision forums.
- Partner with Sales, Marketing, Product, Treasury, Risk, Business Finance and Data Science to test commercial assumptions, understand demand, assess product capabilities and translate business plans into achievable financial outcomes.
- Ensure capital allocation questions are well-managed within the planning process by modelling product-level trade-offs, liquidity constraints, cash exposure, returns and alternative scenarios. For ROSCA, assess slot mix, expected returns, funding needs and risk considerations with Commercial, Product, Treasury, Risk, Business Finance and Data Science.
- Define financial objectives, constraints and success metrics for planning tools and analytical models. Challenge model outputs and work with Data Science to improve forecasting accuracy and decision support.
- Support Board reporting, fundraising plans, investor materials and investment decisions with rigorous analysis, clear financial storytelling and a consistent performance narrative.
- Build, lead and develop the FP&A function, including planning processes, analytical standards, stakeholder routines and capability development for junior team members.
Key Qualifications
- Strong experience in FP&A, strategic finance, corporate finance or business finance, including ownership of budgeting, forecasting and performance management in a growing, multi-market or expanding business.
- Proven ability to build and maintain integrated financial models, including P&L, balance sheet, cash flow, product economics, unit economics, liquidity planning and how capital allocation decisions are reflected in financial plans.
- Working knowledge of Python, SQL or Power BI, with the ability to work directly with data, automate analysis and build scalable planning or decision-support tools.
- Strong analytical judgement, commercial curiosity and confidence working with operational, financial and product data to identify key drivers and decision points.
- Excellent stakeholder management skills, with the ability to influence senior leaders, challenge assumptions constructively and communicate complex financial conclusions clearly.
- Demonstrated ability to lead planning routines, improve finance processes, manage competing priorities and develop high-quality analysis under tight timelines.
- Experience working as FP&A in fintech, lending, payments, consumer finance, financial services or another data-rich business (such as e-commerce) model with liquidity, regulatory, credit, risk or capital constraints.
Benefits
We care about your well-being from day one, whether you’re a candidate or a team member, by actively fostering a culture of psychological safety where you feel respected, heard, and supported.
- Mental Well-being: We prioritize your mental health through open-door policies, skip-level meetings, and thoughtfully designed workspaces that encourage trust and transparency.
- Physical Health: Stay active and energized with a gym allowance, healthy office snacks, and monthly consultations with a nutritionist.
- Social Wellness: Build meaningful connections through team-building activities, engaging town halls, and collaborative workspaces that inspire innovation.
- Financial Empowerment: Enjoy competitive salaries, pension plans, and exclusive employee discounts on our Circles to support your financial stability.
- Growth Opportunities: Grow your career through workshops, internal mobility programs, and opportunities for learning and advancement.
Join us and be part of a community that supports every aspect of your well-being and growth.