Regulatory Filing Consultant I - Hybrid

Marketing Statement

About Tokio Marine:

Tokio Marine has been conducting business in the U.S. market for over a century and we are licensed in all states, Puerto Rico and the District of Columbia, and write all major lines of Commercial Property and Casualty Insurance. We provide unique insurance and risk management tools from our experienced staff of account executives, underwriters and loss prevention engineers and fair and timely claim settlement from a skilled team of claim professionals. We work with major brokers and leading independent insurance agents throughout the United States to serve the world's largest and most distinguished organizations.

We are committed to creating value for our customers by providing ANSHIN (safety, security and peace of mind). We strive to be creative and passionate as we work towards our long-term success.

Tokio Marine Holdings is Japan's oldest, and one of the largest property and casualty insurers. Founded in 1879, TMNF operates worldwide in 47 countries. With annual revenues of approximately $50 billion and an A.M. Best rating of A++, one of the highest in the industry, we are one of the top 20 insurance providers worldwide.

The Opportunity

The Regulatory Filing Consultant I is a developing professional within the Corporate Underwriting State Filings unit. The position supports the research, preparation, submission, tracking and implementation of Property & Casualty rate, rule and form filings. Working within established procedures and with guidance from experienced team members, the role builds knowledge of state filing requirements, bureau materials, regulatory circulars, SERFF and internal policy-administration processes while providing responsive support to Product Management, Actuarial, Underwriting and Operations.

Job Summary

Research and analyze Property & Casualty statutes, regulations, bulletins and filing requirements across 52 jurisdictions. Manage routine and moderately complex bureau and independent filings for assigned lines of business with appropriate guidance and review. Prepare filing materials, track regulator correspondence, maintain accurate records and initiate implementation requests after approval. Participate in compliance monitoring, circular review, system-maintenance activities and process-improvement efforts while developing the technical knowledge and judgment required for progression to the Regulatory Filing Consultant II level.

Essential Job Functions

- Research Property & Casualty statutes, regulations, bulletins and filing requirements using state insurance department websites, SERFF, ISO, APCIA, NCCI and other approved resources.
- Review assigned regulatory and bureau circulars, identify potentially affected products or jurisdictions, and document findings for review and disposition.
- Manage routine and moderately complex bureau and independent rate, rule and form filings for assigned lines of business in accordance with established procedures and service standards.
- Prepare filing submissions, including explanatory memoranda, state transmittals, exhibits, forms, rules and supporting documentation, for technical or supervisory review.
- Enter and maintain filing information in SERFF and internal tracking systems; monitor filing status, diary dates, objections, approvals and effective dates.
- Draft responses to routine regulator questions and coordinate supporting information with Product Management, Actuarial, Underwriting and other business partners.
- Escalate complex, ambiguous, high-risk or time-sensitive regulatory questions to an RFC II or department leadership.
- Initiate requests to implement approved rates, rules and forms in policy-administration systems and provide complete state, company, product and effective-date requirements.
- Assist with validation of system changes in Majesco, Insurity or other applicable platforms and document issues through ADO or the designated workflow tool.
- Perform assigned system-maintenance tasks, including circular acceptance, adoption tracking, documentation updates, testing support and follow-up on implementation status.
- Proposed - Regulatory Filing Consultant I | Revised November 2026
- Complete compliance-monitoring tasks, gather supporting evidence and promptly report identified exceptions or overdue actions.
- Conduct competitor filing research and other product-development research at the direction of Product Management or an experienced regulatory consultant.
- Maintain accurate, complete and audit-ready documentation in SERFF, SharePoint and other designated repositories.
- Follow Standard Operating Procedures, filing checklists, internal controls, records-retention requirements and quality standards for each assigned line of business.
- Coordinate effectively with Product Managers, actuaries, filing resources, system teams, vendors and other internal or external partners.
- Participate in training, cross-training, team meetings, corporate projects and process-improvement initiatives.
- Maintain business-line reference materials, filing calendars, regulatory resources, checklists and department work trackers.
- Meet assigned deadlines, communicate delays or dependencies early and provide accurate status updates to stakeholders.

Scope and Decision-Making

- Works primarily within established procedures, templates, filing plans and documented state requirements.
- Independently completes routine work after training, while seeking guidance for novel, complex or high-risk matters.
- Receives technical review on complex submissions, material regulator responses, filing-strategy decisions and significant implementation issues.
- Does not have direct reports but is expected to collaborate effectively and contribute to team knowledge sharing.
- Progression is demonstrated through increased filing complexity, broader business-line knowledge, stronger regulatory analysis, improved judgment and reduced need for review.

Work Arrangement: This role currently follows a hybrid schedule requiring 2 days per week in the office, with the remaining days worked remotely. The work arrangement may be subject to change based on business needs.

Qualifications

- Bachelor's degree preferred. AINS, ACP, CPCU coursework or another insurance/compliance designation is a plus.
- Minimum of 0-2 years of experience in an insurance regulatory filing unit, corporate underwriting, compliance, legal department, law firm, insurance operations or a related function.
- Property & Casualty insurance, underwriting, product, forms, rating or compliance experience is preferred but may be developed through structured training.
- Familiarity with SERFF, state insurance department websites, ISO or other bureau resources is preferred.
- Ability to research requirements, organize findings, follow documented procedures and recognize when an issue requires escalation.
- Strong analytical ability and attention to detail, including the ability to compare forms, rules, rates, effective dates and state-specific requirements.
- Ability to perform basic percentage-change calculations and validate filing data for completeness and consistency.
- Strong written and verbal communication skills, including the ability to draft clear memoranda, status updates and routine regulator correspondence.
- Proficiency in Microsoft Outlook, Word and Excel. Experience with Teams, SharePoint, Majesco, Insurity, ADO or comparable platforms is a plus.
- Ability to prioritize multiple assignments, meet deadlines, maintain accurate records and communicate emerging issues promptly.
- Ability to work independently on trained responsibilities and collaboratively as part of a cross-functional team.
- Commitment to continuous learning and development of regulatory, filing, compliance and system knowledge.

S alary range $75,000 to $800,000. Ultimate salary offered will be based on factors such as applicant experience and geographic location. Our company offers a competitive benefits package and bonus eligibility on top of base.

TMA believes the perfect candidate is more than just a resume. If you don't meet every single requirement, but are still interested in the job, we encourage you to apply.

Benefits:

We offer a comprehensive benefit package, which includes a generous 401K match. Our rich history of outstanding results and growth allow us to focus our business plan on continued growth, new products, people development and internal career opportunities.

EEO Statement

Tokio Marine Management is an Equal Opportunity Employer. In order to remain competitive we must attract, develop, motivate, and retain the most qualified employees regardless of age, color, race, religion, gender, disability, national or ethnic origin, family circumstances, life experiences, marital status, military status, or sexual orientation.